Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We are seeking a highly analytical and strategic finance leader to join the Strategic Finance team, supporting our Horizontal business lines. Strategic Finance plays a central role in shaping company strategy, enabling executive decision-making, and driving performance against key objectives. This role sits within the Revenue Finance group—a high-impact, lean team with broad cross-functional ownership. The role will own consolidated top line forecasting across users and the loan portfolio, and partner closely with Analytics, Credit, Capital, and Investor Relations to develop a cohesive narrative on portfolio performance. You will operate as a strategic thought partner to senior leadership, leading critical workstreams across planning, forecasting, and performance management. The role will proactively generate insights that cut through ambiguity, drive action, and inform innovation, while shaping high-impact decisions and identifying opportunities to scale the business efficiently and profitably. What you'll do - Serve as the primary finance partner to Credit, Capital, Product, and Investor Relations, representing Revenue Finance in key forums and driving alignment on performance and priorities - Build and own assumption-driven User and portfolio loan mix models by partnering cross-functionally to validate inputs, pressure-test key drivers, and ensure outputs reflect current business dynamics - Monitor performance against forecast across portfolio, user, and segment levels; diagnose variances, identify root causes, and deliver forward-looking insights on user trends and the overall loan portfolio to inform adjustments and drive action - Own consolidated reporting across Top of Funnel, Conversion, Users, Volume, and Loan Mix; synthesize key drivers including mix, credit, pricing, and commercial impacts - Provide decision support on strategic initiatives, evaluating trade-offs and P&L implications to inform business and investment decisions - Translate complex analyses into clear, executive-ready narratives that drive insight, inform strategy, and align cross-functional stakeholders What we look for - Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills - 8+ years of experience in analytical roles (e.g., strategic finance, investment banking, consulting, data science, or analytics), with demonstrated impact on business outcomes - Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive-level decisions - Experience partnering with senior stakeholders and influencing decisions across cross-functional teams - Expert in financial modeling; working knowledge of SQL and experience with data visualization tools (e.g., Sigma or similar) preferred - Nice to Have - Familiarity with fintech, lending and payments business model - Experience leveraging AI-driven tools (e.g., Cursor, Claude Code) to enhance analytical workflows and insight generation Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000 USA base pay range (all other U.S. states) per year: $164,000 - $224,000 Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We're looking for an experienced, motivated Staff Technical Program Manager to oversee high visibility programs for our team and streamline our processes for building great customer and merchant products. As our products scale in complexity to meet our accelerating business and expanding product lines, our program management practices need to scale with it. You will help our Product and Engineering teams develop processes and frameworks for building quality software, while evaluating new technology developments to drive potential features and products. What you'll do - Drive complex, multi-disciplinary, and highly visible technical programs in service of our team’s mission of expanding our consumer product suite and platform capabilities. - Coordinate across engineering teams and non-engineering stakeholders through the full program lifecycle to plan requirements, identify risks, manage program schedules, and communicate clearly with cross-functional partners across the company. - Understand technical implementation at the architecture level and propose technical alternatives, ask questions that clarify priorities and push the team to be effective, and develop domain and technical knowledge. - Partner with Product and Engineering to plan requirements, identify risks, manage program schedules, and communicate clearly with cross-functional partners across the company. - Track progress, resolve dependencies, evaluate risks, and communicate status to upper management and program stakeholders, and engage the program teams to achieve goals. What we look for - Bachelor's degree in Computer Science, Electrical Engineering, or equivalent practical experience. - 8 years of proven experience managing technical programs. - Passion and drive to change consumer finance for the better. - Organized and strategic approach to collaborating across multi-disciplinary teams. - Obsesses over getting the details right but knows how to ship on time. - Working and driving strategic programs and building a remote friendly culture. - Actively mentors and levels up team members. - Track record of successfully driving complex large technology applications and geographically distributed backend systems. - Track record of strong stakeholder management with Engineering, Product, Design, Analytics, and other cross-functional teams. - Prior experience in FinTech, Payments or Commerce is a plus. Pay Grade - N Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $153,000 - $213,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a highly motivated Senior Software Engineer to join our Test Enablers team within Test Platform Engineering (Developer Productivity). The Test Enablers team builds and operates the platforms that allow Affirm engineering teams to test with confidence. Our systems provide synthetic identities, test data seeding, mocking, deterministic testing workflows and load testing. Developer Productivity’s mission is to dramatically accelerate software development at Affirm while keeping our systems reliable for customers. Our long-term north star is to scale to 1,000 PRs per day by December 2027. To reach that goal, Affirm needs validation systems that are fast, trustworthy, automated, and scalable. This role is central to that effort. You will design and build platform capabilities that help engineers validate product changes earlier, run safer load tests, reduce reliance on expensive E2E-only validation, and improve the reliability of CI signals. You will also help prepare Affirm’s testing infrastructure for AI-assisted development workflows, where agents and humans need deterministic, observable, and actionable validation feedback. Affirm is growing fast, and we want you to help us scale our products and engineering systems 10x and beyond through world-class developer productivity infrastructure. What You’ll Do - Design, build, and maintain scalable systems for synthetic identities, test data seeding, mocking, load testing, and deterministic validation workflows. - Help evolve Affirm’s testing strategy from broad E2E-heavy validation toward a more scalable model with stronger component, integration, contract, performance, and targeted E2E testing. - Build platform capabilities that make production-like load testing safer, more repeatable, and easier to operate. - Improve our test platform so it is reliable, observable, and easier for other teams to adopt. - Partner with product engineering and infrastructure teams to improve test signal quality, reduce false failures, and support faster validation loops. - Lead medium-to-large technical projects from ambiguous problem definition through design, implementation, rollout, and operational ownership. - Improve reliability and operational maturity through dashboards, SLOs, alerts, runbooks, and clear ownership models. - Reduce manual operational load for load testing, including test data creation, environment setup, reporting, and failure diagnosis. - Write high-quality, maintainable code that can be easily understood and extended by others. - Contribute to technical specs, RFCs, ADRs, project plans, and other async artifacts that align teams around technical decisions. - Review code and technical designs, provide constructive feedback, and help raise engineering standards. - Mentor engineers and help build a culture of practical testing excellence. What We Look For - 5+ years of software engineering experience. - Strong backend engineering experience with Python, Kotlin, Java , or similar languages. - Experience designing, building, and operating distributed systems, platform infrastructure, internal developer tools, or testing infrastructure. - Strong ownership and ability to independently drive ambiguous technical work to completion. - Experience improving system reliability, observability, operational maturity, and maintainability. - Ability to collaborate across engineering teams and influence technical direction through clear communication. - Excellent written and verbal communication skills, including async artifacts such as technical specs, RFCs, ADRs, and project plans. - Strong engineering fundamentals across system design, testing, debugging, reliability, and production operations. - Operational ownership of critical internal testing platforms, including reliability, observability, alerting, runbooks, and incident readiness. - Experience with test automation frameworks, test data systems, mocks, contract testing, integration testing, load testing and CI/CD platforms. - Ability to balance pragmatic delivery with long-term technical quality. - Passion for improving developer productivity and product quality through scalable, automated, reliable systems. Compensation and Benefits Base Pay Grade - N Equity Grade - Poland 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: 308,000 zł - 428,000 zł Additional benefits include: - Type of employment: Contract of Employment - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental benefits - Employee Resource & Community Groups This role is eligible for creative tax benefits, subject to applicable law and company policy Location - Remote Poland The majority of our roles can be located anywhere in Poland. This job description is not a contractual document, and is not intended to have binding force. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the People team The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards. We develop Affirm’s people programs and systems to create a workplace where all employees can thrive and contribute meaningfully. By investing in our people, we create a long-term advantage for the business. About the team Affirm’s Learning team enables our people to do their best work and keep getting better. We build practical, high-impact learning solutions that onboard new hires, grow skills, build leaders, strengthen teams, and support a high-performing, collaborative culture aligned to how our business runs. What you’ll do - Lead the Learning team at Affirm, from developing a compelling strategy, to executing the design and delivery of solutions that elevate individual, team and leadership capabilities in support of our high performance culture. - Work closely with People team members, business stakeholders and leaders to ensure the strategy, initiatives and programs are clearly defined, understood and adopted within the organization to drive consistency, continuous improvement, and a sustainable business advantage. - Partner cross-functionally with other teams, such as Talent Management and Organizational Effectiveness, to drive future programming and opportunities to grow employee capabilities and readiness. This includes collaborating with subject matter experts across Affirm in crafting new resources and experiences. - Create compelling communications, engagement plans and other internal content to drive change management efforts supporting our People & Organizational Success strategy. - Define, measure, and communicate relevant success metrics to stakeholders across the business, demonstrating the value of Learning programs, experiences and investments in our people. What we look for - You've designed and executed a comprehensive learning & development strategy and scaled solutions in an organization with a growing global workforce for 2500+ employees. - 15+ years of experience highlighting a combination of learning and leadership development, team leadership, design thinking, experiential learning and measurable results. - Strong analytical and problem-solving abilities, with a data-driven and evidence-based approach to decision-making and influencing. - Innovation in learning modalities and learner experience, including micro-learning, virtual learning experiences, user journeys and learning measurement. - Experience managing learning tech platforms, including partnership with People Tech teams and vendors to evolve products and systems. - Excellent communication skills, with an appetite for distilling sophisticated information to what matters most. Simpler is better. - A “how can we make this better?” mentality. You recognize that “perfect” is not an end state, and continually drive for improvement. Pay Grade - S Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $199,000 - $279,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Financial Platform sits at the heart of every loan Affirm makes and every dollar we move. We're looking for a Director of Product Management to lead and scale the teams behind two of our most critical and complex domains: Loans Lifecycle and Money Movement. This is a role for a seasoned product leader who thrives in the intersection of financial systems, platform engineering, and organizational scale. What you’ll do - Lead and grow a high-performing PM team. Build, mentor, and manage a team of 6–10 product managers, including people managers. You'll set the bar for craft, create development paths, and cultivate a culture of ownership, rigor, and candor. - Own the vision and strategy for Loans Lifecycle and Money Movement. Define the multi-year product strategy for Affirm's foundational loan systems and global money movement infrastructure — ensuring they are scalable, compliant, and capable of supporting rapid product innovation. Translate that vision into clear roadmaps and decisions that teams can execute against. - Be the domain authority. Serve as the executive-level subject matter expert on loan lifecycle mechanics, payment rails, settlement flows, and institutional transfers — guiding product, engineering, and business partners on tradeoffs, best practices, and platform decisions. - Drive cross-functional alignment at scale. Partner closely with Engineering, Accounting, Treasury, Capital Markets, Legal, Compliance, and Client Success teams. Navigate complexity, balance competing stakeholder needs, and build trust through clear communication and a strong delivery track record. - Enable platform scalability and international expansion. Architect platform strategies that simplify domain boundaries, standardize loan behaviors across products and markets, and unlock faster time-to-market for new geographies and product lines. - Measure and improve platform health. Define success metrics — including settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution — and hold teams accountable to the reliability and accuracy standards these critical systems demand. - Influence up and across the organization. Regularly present strategy, tradeoffs, and priorities to senior leadership. Shape organizational thinking on where to invest and what to deprioritize. What we look for - 10+ years of product management experience, with at least 3–5 years managing and developing PM teams including people managers - Deep experience in loans or lending systems — you understand loan lifecycle mechanics, platform architecture for loan servicing, and the compliance and operational requirements that come with it - Meaningful experience in money movement, payments infrastructure, or financial operations — you're fluent in payment rails, settlement flows, cross-border transfers, and the reliability and accuracy standards these systems demand - Experience in fintech, financial services, or banking; familiarity with BNPL, platform products, or backend infrastructure is strongly preferred; capital markets background is a plus - Demonstrated ability to set and execute long-term platform strategy in ambiguous, fast-moving environments - Strong technical fluency — you're comfortable diving into data models and API discussions with engineers and holding informed opinions - Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for your team - Track record of building and scaling distributed, high-performing PM teams across multiple domains simultaneously - Exceptional stakeholder management skills — you can align Legal, Finance, Engineering, and executive leadership around a common direction - Outstanding written and verbal communication; you tell crisp, data-driven stories to diverse audiences - Bachelor's degree in a related field or equivalent practical experience Pay Grade - T Equity Grade - 11 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $238,000 - $298,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm seeks a Financial Crimes Analyst to help support a comprehensive Financial Crimes Compliance program. Come join us in our mission to change consumer finance through better technology, lower costs, and increased transparency while providing the best customer experience! What you'll do - Follow company policies/standards to determine if activities or transactions are non-compliant/potentially suspicious and action as appropriate - Ability to work / investigate alerts in a fast-paced environment while maintaining high quality standards - Undertake ad project work and Financial Crime program enhancements - Work closely with our Financial Crimes team to stay up to date on current industry standards and regulatory requirements - Work in collaboration with cross functional teams across the organization What we look for - 3+ years of professional work experience in BSA/AML, Sanctions or KYC experience preferred. Financial services company experience a plus. - Exceptional judgment, organizational and analytical skills and keen attention to detail, coupled with excellent verbal and written communication abilities - Strong working knowledge of analytical tools, such as Snowflake, Excel, and visualization software (e.g. Looker, Tableau, etc.) - Strong understanding of BSA/AML and Sanctions Program requirements - Ability to collaborate cross-functionally with, and communicate complex regulations to, business partners - Passion for technology, consumer finance, and improving consumer credit products - Industry certifications preferred but not required (Relevant examples include CAMS, CFE, CIA, etc.) Compensation and Benefits Base Pay Grade - F Equity Grade - Poland 1 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: 149,000 zł - 179,000 zł Additional benefits include: - Type of employment: Contract of Employment - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental benefits - Employee Resource & Community Groups This role is eligible for creative tax benefits, subject to applicable law and company policy Location - Remote Poland The majority of our roles can be located anywhere in Poland. This job description is not a contractual document, and is not intended to have binding force. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role As Affirm continues its rapid growth, it’s critical for the company to scale its funding capacity and loan origination capabilities to support the growing billions of dollars in loans that Affirm underwrites every year. That’s where Capital Product comes in. The Capital Product team is responsible for conceiving, designing, and building the next generation of tools, systems, and processes required to scale Affirm’s intricate Capital operations. Within Capital, the Originations product area is the engine that powers how every Affirm loan comes into existence, managing the integrations, allocation logic, and regulatory compliance across our network of originating bank partners and our own originating entities. We're looking for a Senior Product Manager to own the Originations product area end-to-end. You'll be the single-threaded owner of originator integrations, allocation logic, bank partner onboarding, and the systems that ensure every checkout can be fulfilled with the right origination capacity. You'll drive product strategy and execution in close partnership with the Loan Origination & Reporting (LOR) engineering team, while navigating a complex web of internal and external stakeholders across Bank Partnerships, Credit, Compliance, and Capital Markets. What You'll Do - Own the Originations product area end-to-end: Serve as the single-threaded product owner for originator integrations, originator allocation, bank partner onboarding, and the Funding ETL, the primary database powering all Capital activities. You hold the full picture of how loans are originated at Affirm and you drive it forward. - Build deep expertise in the originator ecosystem: Become the definitive internal expert on Affirm's originating bank partners and internal originating entities, understanding their capabilities, regulatory constraints, volume dynamics, and integration requirements. Use that expertise to drive strategy for expanding and diversifying the originator network. - Own originator allocation and ensure coverage: Own the allocation logic that determines which originator is selected for every loan at checkout, balancing volume targets, regulatory restrictions, and originator preferences. Coverage gaps here mean loans that can't be originated, so reliability and completeness are the bar. - Define and drive origination health metrics: Set clear success metrics for the origination product, own product-originator coverage tracking, and ensure data quality in the Funding ETL that downstream Capital teams depend on. You are accountable for the numbers that tell Affirm whether origination is working. - Set strategy and execute the roadmap: Translate business needs, regulatory requirements, and engineering constraints into a clea

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Machine Learning is central to how Affirm delivers on its mission, powering decisions across underwriting, fraud, servicing, and personalization. We are seeking a Software Engineer II to join our ML Training & Serving engineering team, the team that builds and operates the critical infrastructure that enables models to be trained and served across Affirm. This role sits at the intersection of distributed systems, ML infrastructure, and platform engineering. We value engineers who listen closely, invite feedback, and work effectively across organizational boundaries, while maintaining a high bar for ownership, technical judgment, and execution. Strong candidates care about building reliable shared platforms, improving developer velocity, and creating durable systems that enable teams across the company to move faster with confidence. What You'll Do - With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. - You will support your peers and stakeholders in the product development lifecycle by collaborating across engineering, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. - You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For - You have a total of 1.5+ years of experience as a software engineer. - You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin. - You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. - You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. - You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Pay Grade - L Equity Grade - 5 Employees new t

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re looking for a strategic and analytically driven Quality Assurance professional to join the Customer Operations team and support the design of a robust, data-informed QA framework for a defined pod(s) and/or line(s) of business. This role will partner closely with cross-functional teams across Ops Enablement, Vendor Management, Product, and Compliance to identify systemic quality issues, build feedback loops from audits, interaction data, and drive prioritization of improvements that enhance the customer experience and reduce recontacts and unresolved issues. This is a high-impact, builder role focused on proactively identifying quality signals, designing control strategies and QA programs, and influencing stakeholders to embed quality into roadmap and operational planning. The role is responsible for proactively identifying, assessing, and remediating systemic quality gaps across multiple products and servicing disciplines. Partnering closely with cross-functional teams, the role synthesizes audit signals, interaction data, and customer impact to drive prioritization of scalable controls, SOPs, and improvements. If you thrive in ambiguity, can connect the dots between signals and systemic quality issues, and have a passion for improving the customer experience through operational rigor—this is the role for you. What you’ll do - Design and own the QA program for your area of scope, including frameworks for sampling, coverage, audit cadence, and scoring methodology aligned with overall strategy. - Build structured feedback loops that synthesize data from audits, interaction transcripts and automation outputs to identify systemic quality issues and remediation opportunities. - Translate QA signals into clear, data-backed narratives that influence prioritization across Product, Engineering, Operations Enablement, and Vendor Management. - Develop dashboards and reporting infrastructure to track quality exposure, calibration alignment, trend signals, and remediation progress over time. - Lead calibration and scoring integrity efforts across vendor and internal auditors. - Create and maintain SOPs, scorecards, and playbooks; ensure version control, distribution, and frontline adoption. - Investigate recurring failures and run root-cause analyses; define and track prioritized remediation plans and measure impact on agent outcomes and customer experience. - Act as a strategic thought partner in cross-functional forums to embed QA thinking into roadmap and process decisions. - Drive vendor QA performance through coaching, calibration testing, remediation, and escalation; partner with Vendor Management on performance actions. - Coach and mentor vendor support staff - Contribute to team development by reinforcing a culture of proactive quality ownership and continuous improvement. What you’ll need to succeed - Program design expertise: Experience designing scalable QA frameworks, audit programs, and calibration approaches that support long-term decision making. - Strong analytical fluency: Proficient at independently exploring datasets, writing queries, and building dashboards or an

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About Enterprise Risk & Internal Audit The Enterprise Risk & Internal Audit department protects Affirm’s operations and long-term success. We identify, assess, and monitor risk across the business. Our work includes internal audits, regulatory assurance, fraud prevention, and crisis planning. The team maintains strong controls, tracks key risk indicators, and ensures readiness for external reviews. We uphold accountability, transparency, and resilience to support responsible growth. About the Team We’re looking for an intelligent, driven professional to join our Model Risk Management (MRM) team. This team seeks to establish, maintain and oversee an effective MRM framework to identify, quantify, monitor, mitigate and report on model risk throughout the company. You will have an outstanding opportunity to work cross-functionally to develop a profound understanding of models that drive critical business decisions, and add value to the company by mitigating risks due to ineffective model design or model misuse. What You’ll Do - Perform independent challenges of machine learning models used for credit underwriting, credit risk, and/or fraud detection through thorough validation and ongoing monitoring - Identify model weaknesses and opportunities for improvement - Collaborate with model owners to remediate model validation findings - Partner cross-functionally to implement and maintain the company’s MRM framework - Partner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requests What We Look For - 4-6 years of professional experience in related technical areas such as model development, model validation, data science - Deep and broad knowledge and experience in machine learning modeling, credit underwriting, credit risk management, and/or fraud detection and fraud risk management - Proven ability to work with script languages(e.g., Python) and large-scale dataset (e.g., SQL) - Extensive experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databases - BS, MS, or PhD in a quantitative field such as Math, Data Science, Computer Science - Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving - Extraordinary interpersonal and verbal/written communication skills Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the People Team: The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards. We develop Affirm’s people programs and systems to create a workplace where all employees can thrive and contribute meaningfully. By investing in our people, we create a long-term advantage for the business. About the Role: We are seeking a detail oriented and analytically sound Compensation Lead to own the end-to-end management of our compensation systems. You will be responsible for ensuring systems like Radford (survey reporting) and Pave (cycle management) are set up to support Affirm’s policies, procedures, and employees. In this role you will play a key role in the day to day compensation operations and ensuring our programs are effective and competitive. What You’ll Do: - Manage the end-to-end administration of our semiannual compensation processes - Develop and participate in all components of our annual compensation studies to evaluate Affirm’s competitive market positioning, including: auditing roles (responsibilities, activities, duties, and requirements), job responsibilities, activities, duties and requirements, leading our benchmarking survey submission/review process, and evaluating/recommending updates to our cash and equity compensation structures/ranges - Conduct special projects for ad hoc compensation analyses across a variety of areas, including incentive compensation, equity programs, and pay equity analyses - Own the pay reporting process for the various geographies Affirm supports - Assist with compensation training and communications What We Look For: - 5+ years of experience in compensation or people analytics - Experience with compensation management systems (with a strong preference towards Pave) - Passion for working with data and an analytical mindset to turn raw data into actionable insights using various tools (Excel / Google Sheets, Sigma Computing, Claude Code, etc.) - Attention to detail, strong sense of responsibility and the ability to work both independently and collaboratively - Strong team orientation with collaborative style; ability to work effectively across internal teams, communicating clearly and comprehensively to meet project deadlines - Leads with strong judgment and integrity; able to maturely handle sensitive and confidential information - Proven ability to work on problems of diverse scope where analysis of data requires evaluation of identifiable factors - Highly effective verbal and written communications skills; ability to distill complex concepts/information to employees and Senior Leaders in a digestible manner - Highly organized with the ability to manage multiple high, and potentially shifting, priorities in a fast-paced environ

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the People Team: The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards. We develop Affirm’s people programs and systems to create a workplace where all employees can thrive and contribute meaningfully. By investing in our people, we create a long-term advantage for the business. About the Role: We are seeking a Talent Programs Specialist to lead and evolve our Engineering University Program. In this role, you will own the end-to-end experience for our interns, apprentices, and new graduates—from program planning and event execution to cohort engagement and continuous program improvement. Building on a strong existing foundation, you will assess opportunities to enhance the program and drive an even more impactful experience for future cohorts. You will partner closely with stakeholders across Talent Acquisition, Engineering, People teams, and business leaders to deliver a seamless and enriching participant journey. Leveraging your expertise in university recruiting, program management, and employee experience, you will lead multiple initiatives that foster inclusion, engagement, and development while ensuring the success of our early career talent programs. What You’ll Do: - Lead the design, execution, and continuous improvement of Affirm's Engineering University Programs, including internship, apprenticeship, and new graduate programs. - Deliver an exceptional experience for early-career talent through engaging programming, events, and development opportunities. - Partner closely with University Recruiting to ensure a seamless experience from candidate acceptance through program completion. - Collaborate with stakeholders across Engineering, Talent Acquisition, People, and Learning & Development to align program goals, drive engagement, and measure success. - Use participant feedback, stakeholder input, and program metrics to identify opportunities for improvement and enhance program outcomes year over year. - Manage program communications, timelines, logistics, and participant support across multiple initiatives simultaneously. What We Look For: - 3+ years of experience in program or project management, preferably within talent, university recruiting, or employee experience programs. - Experience designing and managing university talent programs, including internships, campus recruiting initiatives, and early-career development programs. - Strong written and verbal communication skills, with the ability to build relationships and influence cross-functional stakeholders. - Proven ability to create exceptional participant experiences by partnering across teams, gathering feedback, and driving continuous improvement. - Passion for fostering diverse, inclusive, and equitable talent programs. - Strong organizational skills with exceptional attention to detail. - Ability to navigate ambig

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re hiring a Senior Product Manager, Card Acquisition (New Channels) to launch and scale new acquisition channels for the Affirm Card. In this role, you’ll identify high-impact growth opportunities, validate them through rapid experimentation, and bring them to market at scale. You’ll play a pivotal role in shaping how millions of consumers first discover and adopt the Affirm Card, with direct ownership over measurable acquisition and activation outcomes. This is a highly visible role with significant opportunity to influence strategy and drive Affirm’s next phase of cardholder growth. What you’ll do - Define and own the Card Acquisition roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing. - Launch and scale new acquisition surfaces, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences. - Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact. - Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing. - Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth. - Continuously experiment and iterate to unlock new distribution levers, maximize conversion, and expand the cardholder base. What we look for - 4+ years in Product Management; Ideally with previous background owning growth/distribution channels - Track record shipping consumer financial or regulated products; comfort partnering with Risk/Credit, Legal, and Compliance. - Deep fluency in experiment design, incrementality/attribution, and CAC→LTV optimization. - Strong UX instincts for moment‑of‑intent surfaces; ability to work across web, app, and partner integrations. - Data chops (SQL/Amplitude‑level self‑serve) and a bias for shipping, learning, and iterating quickly. - Excellent cross‑functional leadership; experience leading embedded eng/design pods. - Bachelor’s or Master’s in Computer Science, or other related fields; or equivalent practical experience. Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $153,000 - $213,000 This posting is for an existing vacancy. LI-Remote <div class="content

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the People team The People team helps Affirmers cultivate a high-performing, inclusive organization. We focus on three core areas: attracting talent aligned to our mission, enabling growth through people and team development, and retaining employees through thoughtful experiences and rewards. We develop Affirm’s people programs and systems to create a workplace where all employees can thrive and contribute meaningfully. By investing in our people, we create a long-term advantage for the business. About the team Affirm’s Talent Management team designs and evolves the practices, frameworks, and talent routines that create clarity around performance, growth, potential, and opportunity across the organization. Our work spans performance management, talent planning, career development, and other core talent practices that help connect talent decisions with evolving business needs. We partner closely with leaders and cross-functional teams to evolve thoughtful, scalable approaches that support consistent talent decisions, strengthen organizational capability, and ensure our talent practices continue to grow alongside the business over time. What you’ll do You are a strategic and forward-thinking talent practitioner who shapes how growth and careers evolve at Affirm—building purpose-built, scalable approaches that connect employee development with the future needs of the business. - Define and evolve Affirm’s career philosophy, creating a clear and cohesive approach to how employees grow, build skills, and navigate career opportunities across the company - Architect enterprise-wide career frameworks and practices, including internal mobility, career pathing, and tools that enable more transparent and consistent talent decisions - Establish forward-looking talent strategies that connect career growth to evolving business capabilities, workforce planning, and long-term organizational needs - Partner with senior leaders and cross-functional stakeholders to shape alignment on complex talent topics, influencing decisions through insight, strong judgment, and thoughtful recommendations - Develop and integrate mechanisms (e.g., success profiles and related frameworks) that clarify expectations for growth and support more consistent approaches to development and talent decisions - Drive intentional change management strategies that help leaders and employees adopt new ways of thinking about careers, growth, and mobility at Affirm What we look for You are a strategic and influential talent practitioner who brings clarity to complex organizational challenges and helps shape thoughtful, evolving approaches to careers and growth at Affirm. - Proven experience designing and evolving enterprise talent strategies related to careers, internal mobility, career frameworks, workforce capability planning, or organizational growth - Demonstrated ability to influence and build alignment with senior and executive leaders on complex, evolving talent topics - Strong strategic and conceptual thinking skills, with the ability to bring clarity and structure to ambiguous challenges and translate ideas into scalable approaches</p

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As a Senior Technical Account Manager you will be responsible for the technical success of our largest merchants post-sale. You will advise their developers, product teams, and key business partners throughout the entire customer lifecycle. You will be responsible for implementing our products into merchants’ existing architecture and you will continue to work with them as they scale. You will help them not only to avoid pitfalls, but to take advantage of more of Affirm’s offerings; solving business objectives with technical strategies and product optimizations. Technical Account Managers are a part of the Engineering Team and work closely with Affirm’s Product, Operations, Customer Success and Merchant Help teams. What You’ll Do - Lead the technical relationships for a named set of merchants within a vertical or category; you will be responsible for building the trust of your technical counterparts while also fostering long-term relationships with all merchant partners - Manage and provide technical guidance for new merchant integrations, reducing your merchants' risk by actively working with them to identify problematic technical approaches and driving new feature and product adoption with retail partners, including betas and pilots - Support clients through their lifetime as Affirm partners; quickly resolve critical technical issues for your accounts; quarterback multi-departmental efforts to resolve complicated issues in a timely manner - Provide early feedback to engineering and product teams while iterating on new products - Identify areas to improve operational efficiencies and onboard our merchants more quickly What We Look For - 5+ years experience as a TAM, Solutions Engineer, or other customer facing technical role where you owned key developer relationships - Comfortable reading code in at least two programming languages - Exceptional communication skills, with a deep command of the written word (please submit a cover letter when applying - we actually read them!) - Confidence and fluency when discussing technical concepts with developers - Validated ability to lead important client relationships - Strong project management skills, capable of influencing internal and external partners to stay on schedule - Bachelor’s degree with a record of pushing yourself academically or equivalent practical experience - Degree in a technical major (Computer Science, Mathematics, Engineering, etc.) or bootcamp grad - Familiarity with the payments ecosystem - Familiarity with web/mobile application architecture - Comfortable writing code in at least one language Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equi

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant & Partner Lifecycle (M&PL) team is at the forefront of Affirm’s architectural transformation. We are addressing critical architectural risks by consolidating merchant lifecycle orchestration into a newly cohesive domain. You will act as a technical leader building out the brand new lifecycle-orchestrator service that’s at the heart of multiple connected systems. Your work will deliver immediate availability improvements through system simplification and isolation, and modernize older parts of the codebase. What You'll Do - Design & expand the backbone of our platform to scale to hundreds of thousands of merchants from all around the world - Design and align the scope of work with other teams to deliver cross-team projects - Partner with Engineering Manager and Team Lead to execute the long-term vision of the team - Execute technical strategy for broad or complex requirements with insightful and forward-looking approaches that go beyond the direct team and solve large open-ended problems - Utilize agentic development tools like Claude Code to automate parts of the development process - Improve engineering standards, tooling, and processes throughout the organization What We Look For - 3+ years of experience as a backend software engineer - Familiarity with Domain-Driven Design, distributed systems, and how architectural decisions affect performance and maintainability - Experience with concepts such as data models, API design (http and RPC), state machines, event-driven architecture, and database design - Excellent communication skills, both written and verbal. Must be proficient in asynchronous communication–written tech specs, ADRs, project plans, etc. - Experience designing, developing, and launching backend systems (our stack: AWS, gRPC, Snowflake, Kotlin, Python, MySQL, Kubernetes). Java and Kotlin experience are especially helpful. - Prior experience with monitoring and alerting systems (sentry.io, rollbar, chronosphere, kibana) - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Base Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package t

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. On the Servicing ML team, you will build and improve machine learning and AI systems that automate customer operations such as disputes, returns, fraud, and chargebacks to make the best decisions for Affirm and our customers. You will work closely with experienced ML engineers, platform partners, and cross-functional stakeholders to take models from idea to prototype to production, and to keep them healthy with strong measurement and monitoring. What you'll do - You will develop AI systems that automate dispute and chargeback handling using structured evidence and business logic, creating a better experience for our customers. - You will build models that automate refunds, getting money back to our customers faster. - You will build and maintain evidence extraction pipelines that process unstructured data using LLM-powered workflows to produce structured, actionable outputs. - You will prototype new modeling ideas, run offline experiments, and drive the best-performing approaches into production with appropriate risk controls. - You will collaborate across Engineering, Servicing Operations, Product, and ML Platform to define requirements, evaluate tradeoffs, and communicate results clearly to both technical and non-technical audiences. What we look for - You have a total of 2+ years of experience as a machine learning engineer - Strong Python skills and experience writing production-quality code - Experience building and evaluating models for tabular classification problems (preferably gradient-boosted decision trees like LightGBM/XGBoost/CatBoost). - Experience building applications with LLM APIs (e.g., OpenAI, Anthropic), including structured extraction, prompt engineering, and orchestration frameworks like LangChain or LangGraph. - Familiarity with document and unstructured data processing (PDF/image extraction, text parsing, or similar). - Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring (e.g., Kubeflow, Airflow, MLflow, or equivalent internal platforms). - Proficient in using AI-powered developer tools (e.g., Claude Code, Cursor, or similar) to accelerate iteration, debugging, and code quality as part of day-to-day development workflows. - You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. - You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Pay Grade - L Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors,

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We're looking for a passionate and analytically minded professional to join the Strategic Finance team to support the growth of Affirm’s topline revenue streams with large business-to-business (“B2B”) merchant partners. Strategic Finance is responsible for driving company strategy, empowering executive decision making with real time forecasts and analytics, and guiding the company towards achieving its goals. This high impact, highly visible role sits on the Revenue Finance group, a scrappy, tight-knit team with outsized cross-functional impact and ownership. The ideal candidate will not only have superb technical skills but also strong interpersonal skills and the ability to influence and present to all levels of the organization. What you'll do - Partner with cross functional leaders (i.e. Product, Growth Analytics, Credit, Revenue and, Merchant Pricing) to drive business outcomes through strategic and analytic support - Build and maintain financial models to forecast, reconcile, and describe variances for our gamut of metrics - Collaborate with our ML modeling team to marry your modeling with aggregated ML forecasts - Establish top-line performance metrics and targets, analyze and report realized financial performance to Executives and other company leaders, and drive accountability for results - Design and deliver scalable automated user and financial dashboards and analytics for cross departmental and executive consumption What we look for - Passion and drive to disrupt the lending and financial industry for the better - Strong sense of ownership, intention, intellectual curiosity, and an ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - 5+ years experience in fast-paced analytical roles (strategic finance, investment banking, consulting, data science, analytics, etc.) - Exceptional analytical skills and the ability to synthesize complex financial information into clear, concise reports - High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context - Strong interpersonal and communication skills, with the capability to navigate cross-functional collaborations effectively and be front and center with company executives - Curiosity to build things (processes, models, etc.) with/for/around AI - Building contextual models / files a plus - Experience with merchant paym

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Repayment Scheduling engineering team is growing rapidly, and we're looking for a Software Engineer specializing in Backend development. We're a fully European engineering team – distributed across Poland and Spain with overlapping working hours. We build and own the system that enables our users to schedule automatic payments to pay back loans worth collectively over $30B each year. We directly improve the financial lives of over 20 million people, giving them peace of mind that their payments will be made on time. The team was created recently with brand new scope, and you would be one of the first engineers on this team. This means an outsized opportunity to influence how a core part of Affirm's infrastructure gets built. This role rewards curiosity, ownership, and a builder's mindset. You'll know exactly what your objectives are, you'll have what you need to hit them, and you'll choose your own path to get there. You'll learn quickly from experienced teammates and grow your craft on problems that matter at scale. If you want to build something new and operate it at scale – come join us! What You'll Do · With the support of your team, you will work on tasks that contribute to the team's projects and goals. · You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. · You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. · You will contribute to a sense of community on your team by engaging in growth and development activities. What We Look For · You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Compensation and Benefits Base Pay Grade - J Equity Grade - Poland 2 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Purchasing Integrations team is responsible for the JavaScript SDK and frontend infrastructure that power Affirm at checkout. We build the library that merchants embed directly into their storefronts - rendering payment messaging and buttons, initiating checkout flows, and orchestrating secure, real-time communication with Affirm’s web app. This code runs on high-traffic production sites, so performance, resiliency, and backward compatibility are critical. Milliseconds matter, and failure is immediately visible to merchants and consumers. This role is deeply frontend-focused. Engineers work on bundle optimization, script loading strategies, rendering performance, and Web Vitals, ensuring our SDK integrates cleanly into diverse merchant stacks without degrading UX. We design extensible UI components that support evolving checkout experiences while keeping integration simple and incremental for developers. Security enhancements and modern browser-based communication patterns are core to the work. The team operates at the intersection of platform and product: building reusable primitives, experimenting with new checkout surfaces, and translating complex requirements into intuitive APIs and polished UI. It’s an opportunity to work on high-scale frontend systems embedded across the web—where engineering rigor directly impacts conversion, growth, and user experience. What You'll Do: · With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. · You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For: · You have a total of 1.5+ years of experience as a software engineer. · You have experience shipping web apps using declarative UI frameworks like React or Vue. · You have experience working with Javascript/Typescript. · You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - L Equity Grade - 06<

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment. Compliance uses multiple data sources to enable informed decision-making, strengthen controls, and support better outcomes for consumers. Affirm is seeking a Compliance Analyst II to support its compliance governance and oversight program. This analyst will credibly challenge Affirm’s operations team to mitigate risk and ensure compliance with federal and state regulations. This includes investigating and responding to operations issues, reviewing consumer complaints, engaging team members, and supporting larger initiatives such as process improvement. What You’ll Do: - Review and credibly challenge internal responses to consumer complaints and potential issues from the operations team and guide them regarding a wide variety of regulatory requirements, including (but not limited to) credit reporting, disputes, bankruptcy, fair lending, UDAAP; - Review customer complaints to identify root cause, analyze trends, and find opportunities for product and process improvements to fix recurring issues; - Work with cross-functional partners to address compliance concerns and bring to senior management, when required; - Assist with metrics reporting and provide input on process improvement; - Support other key compliance and risk management projects, as needed. What We Look For: - 3 to 5+ years of professional work experience in Compliance, Enterprise or Operational Risk, or Audit within a financial services company, Fintech, or regulatory agency; - Inquisitive and proactive in proposing creative, effective solutions; - Strong project management, critical thinking, time management, and analytical skills; - Excellent verbal and written communication skills, with the ability to present sophisticated and critical issues; - Strong curiosity about fintech and consumer financial protections. Pay Grade - H Equity Grade - 3 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $100,000 - $150,000 USA base pay range (all other U.S. states) per year: $88,000 - $138,000 Please note that visa sponsorship is not available for this

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Join the Affirm team as a Senior Staff Machine Learning Engineer and become a pivotal part of our innovative ML team. Our team is dedicated to Affirm's mission of revolutionizing financial services with transparency and inclusivity at its core. We are utilizing advanced machine learning techniques ensuring responsible and accessible financial products. In this role, you will help shape the future of machine learning at Affirm. You’ll partner with ML Platform, engineering, product, and risk leaders to design, implement, and scale advanced modeling approaches that drive critical decisions across the company. You will elevate our modeling capabilities, influence architectural direction, and ensure our systems can support increasingly sophisticated workloads. You will mentor senior engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy. If you are passionate about modern machine learning and excited to drive high-impact innovation across a growing organization, Affirm is the place for you. What you’ll do - You will define and drive multi-year, multi-team technical strategy for machine learning across Affirm, ensuring alignment with company-wide priorities and influencing the roadmaps of partner teams and platforms. - You will lead the design, implementation, and scaling of advanced ML systems, setting the architectural direction for complex, cross-functional initiatives and ensuring systems remain reliable, extensible, and prepared for increasingly sophisticated modeling workloads. - You will partner deeply with ML Platform, product, engineering, and risk leadership to shape long-term modeling capabilities, define new opportunities for ML impact, and guide infrastructure evolution required for next-generation ML methods. - You will provide broad technical leadership across the ML organization, mentoring senior engineers, elevating design and code quality, and spreading ML expertise through documentation, talks, and cross-org guidance. - You will drive clarity and alignment on ambiguous, high-stakes technical decisions, resolving cross-team tensions, balancing competing priorities, and exercising judgment optimized for the broader engineering organization. - You will champion operational and system excellence at the area level, owning the long-term health, availability, and evolution of critical ML systems, and ensuring robust testing, monitoring, and reliability practices across teams. What we look for - You have 10+ years of experience researching, designing, deploying, and operating large-scale, real-time machine learning systems, with a proven record of driving technical innovation and delivering measurable business impact. Relevant PhD can count for up to 2 YOE. - You have experience leading end-to-end ML system design, from data architecture and feature pipelines to model training, evaluation, and production deployment. You use distributed frameworks such as Spark, Ray, or similar large-scale data processing systems. - You are proficient in Python and ML frameworks, including PyTorch and XGBoost. You are experienced with ML tooling for training orchestration, experimentation, and model monitoring, such as Kubeflow, MLflow, or equivalent internal platforms. - You have a strong understanding of representation learning and embedding-ba

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends globally. To support this mission, we are building out the backbone of our fintech systems to ensure they are scalable, compliant, and capable of supporting rapid product innovation. We’re looking for a strong product leader to drive this vision forward! As a Senior Product Manager on the Financial Platforms team, you will work at the core of Affirm’s backend financial systems and data infrastructure. You will be responsible for building foundational platform capabilities that power critical financial workflows and enable scalable integrations across engineering, data, and business systems. This role requires strong platform product thinking, technical fluency across APIs and data systems, and the ability to collaborate across engineering and cross-functional teams to drive impactful solutions. You will lead initiatives that improve system reliability, scalability, and operational efficiency while supporting new products and business growth. What you’ll do - Solve ambiguous problems. Solve complex and ambiguous platform problems, define execution strategies that balance short and long-term impact, and drive operational improvements across critical financial systems. - Own platform strategy and roadmap. Define product objectives and own the roadmap for foundational platform capabilities, integrations, and shared services that support financial operations and reporting workflows. - Drive scalable system design. Partner closely with Engineering and Data teams to define APIs, data contracts, platform interfaces, and migration strategies that improve scalability, reliability, and maintainability. - Roadmap ownership. Define product objectives, partner with engineering and cross-functional partners to drive requirements, ultimately lead execution to launch key products and features. - Communication. As a senior member of the Product Management team, you’ll regularly communicate across product and engineering teams as well as cross-functional stakeholders, including frequently presenting to senior leadership. What we’re looking for - 4+ years of product management experience, preferably working on platform products. - Highly analytical mindset, able to balance strategic thinking with a strong bias for action and hands-on problem-solving. - Proven track record of launching and managing high-impact products. - Outstanding written and verbal communication with a diverse stakeholder audience. - The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans. - Solid technical chops that allow you to have in depth technical discussions and opinions. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.<br&g

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We are seeking a strategic and analytical finance leader to join the Strategic Finance team and support the growth of Affirm’s Consumer business, which includes the Affirm Card, App and Marketplace, and other consumer-facing features. The role will partner with key stakeholders to directly influence revenue, unit economics, and user growth within the Consumer business—one of Affirm’s highest-priority investment areas—while elevating Strategic Finance’s impact in senior-level decision-making. Strategic Finance plays a central role in shaping company strategy, enabling executive decision-making, and driving performance against key objectives. This role sits within the Revenue Finance group—a high-impact, lean team with significant cross-functional ownership. As a Senior Manager, you will operate as a thought partner to senior leadership, owning critical workstreams across planning, forecasting, and performance management. You will drive clarity in ambiguous situations, influence key decisions, and help scale the business efficiently and profitably. What you'll do - Serve as a strategic finance partner to Product, Growth Analytics, Credit, Revenue, and Merchant Pricing, influencing product strategy, investment decisions, and go-to-market execution - Own and evolve user growth, engagement, and monetization models for direct-to-consumer channels; translate insights into actionable strategies and business recommendations - Develop deep expertise in transactional unit economics and customer lifetime value (LTV), and use these frameworks to guide prioritization and resource allocation - Lead top-line planning processes, including target setting, forecasting, and performance tracking; deliver clear, concise reporting and insights to executives and senior leadership - Build and scale automated dashboards, reporting, and analytical frameworks to improve visibility and decision-making across the organization - Identify key drivers of performance, surface risks and opportunities, and drive accountability against business goals - Synthesize complex analyses into clear, compelling narratives that inform strategic decisions and align cross-functional stakeholders What we look for - Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills - 10+ years of experience in analytical roles (e.g., strategic finance, investment banking, consulting, data science, or analytics), with demonstrated impact on business outcomes and forecasting - Player–coach mindset with the ability t

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our innovative underwriting machine learning group. Specifically, you will manage a team of ML engineers that builds our economic decisioning engine, using novel ML techniques and rich representations of data to underwrite and optimize applications based on expected returns, lifetime value, and predicted conversion. In this role, you will help shape the future of machine learning at Affirm. You’ll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company. You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy. What you’ll do - Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects. - Act as a force-multiplier through your definition and advocacy of technical solutions and operational processes. - Collaborate across teams in the product development lifecycle by partnering with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed. - Develop talent by providing feedback and guidance, and leading by example. What We Look For - Bachelors in a technical field with 8+ years of industry experience, including 3+ years managing engineers - Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML. - Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture - You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000 USA base pay range (all other U.S. states) per year: $204,000 - $264,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Fraud Machine Learning team builds models that power critical decisions during the loan application process, protecting Affirm and its customers from fraud while maintaining a seamless user experience. As a manager, you will lead a team of ML engineers developing and improving models that detect and prevent abuse in a rapidly evolving, adversarial environment. In this role, you will define the technical and modeling strategy for fraud detection, guiding the team across the full machine learning lifecycle from feature development and experimentation to production deployment and monitoring. You will partner closely with Product, Fraud Analytics, Risk, and Platform teams to ensure high-quality models are effectively integrated into decisioning systems. You will also help drive the evolution of modeling approaches at Affirm, including the adoption of representation learning and transformer-based techniques to better capture complex behavioral patterns. What you’ll do - Set the technical and modeling strategy for fraud detection, aligning team efforts with key business outcomes such as fraud loss reduction, approval rates, and customer experience - Lead a team of machine learning engineers to design, build, and iterate on high-impact fraud models across the full ML lifecycle, from experimentation to production - Drive the evolution of modeling approaches, including the adoption of representation learning, transformer-based methods, and other advanced techniques for modeling complex behavioral data - Partner cross-functionally with Product, Fraud Analytics, Risk, and Engineering to define solutions, evaluate trade-offs, and ensure models are effectively integrated into decisioning systems - Develop talent by coaching engineers, providing feedback, and fostering a high-performing team culture grounded in technical excellence and ownership What we look for - Bachelor’s in a technical field with 8+ years of industry experience, including 3+ years managing engineers - Experience with modern ML approaches, including representation learning, deep learning, or transformer-based models, as well as traditional methods such as gradient-boosted trees - Proven ability to lead teams delivering end-to-end ML solutions in production environments, including experimentation, evaluation, and model iteration in production - Strong engineering fundamentals and experience working with scalable systems and data pipelines - Track record of effective cross-functional collaboration with product, analytics, and engineering partners - Ability to operate in ambiguous, fast-evolving environments and drive clarity, prioritization, and execution - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - P Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. <

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance & Accounting Team The Finance & Accounting team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. As an Accounting Lead you have in-depth knowledge of generally accepted accounting principles, proficiency in accounting systems, and strong motivation to drive processes that contribute to the achievement of an efficient monthly/quarterly/annual close and financial reporting processes. You pay great attention to detail and the ability to deliver results under deadlines, as well as working effectively cross-functionally in a rapidly changing environment. Above all, you have tremendous problem solving and communication skills that you are looking to utilize in support of Affirm’s continued growth and pursuit of our mission to deliver honest financial products that improve lives What You’ll Do - Lead targeted cross-functional initiatives in the area of Core Business to remediate existing control deficiencies and/or implement operational efficiencies into the month-end close process. - Develop a project plan, and clearly communicate project goals, updates, resource needs and business outcomes. - Act as the point of contact between the Operational close teams and partners in Product, Engineering, Financial Platforms, Financial Systems, and Technical Accounting to incorporate new products and/or processes into the GL. - Proactively review current procedures and seek ways to improve processes to ensure timely monthly close, accuracy of accounting entries and operational efficiency. - Develop deep expertise in existing accounting processes and recommend a path forward that balances scalability, level of effort, time to deliver, financial risk and cost. - Work with the Record-to-Report team to understand problem areas and translate requirements into report requests with our Financial Systems team. - As assigned by the Director of Core Business, resolve one-off business topics and/or complex cross-functional issues. What We Look For - 4+ years of relevant professional experience is required (public accounting experience preferred). - Solid understanding of US GAAP, and ability to partner with the Technical Accounting team on accounting policy implementation and adherence. - Advanced Microsoft Excel skills required (such as VLOOKUPS & conditional statements, pivot tables, data analysis, what-if-analysis). - SQL experience or strong interest in developing SQL skills preferred. - Excellent project management skills and ability to foster cross-functional collaboration to drive meaningful improvements to the close process. - The desire t

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Capital Team The Capital team manages the financial foundation that supports Affirm’s lending and innovation. We lead the funding, liquidity, and risk management strategy across capital markets, treasury, deal structuring, analytics, and bank partnerships. The team secures efficient funding while supporting sustainable business growth. We balance cost, flexibility, and risk to ensure Affirm’s financial resilience through all economic cycles. By optimizing capital structure and managing liquidity, we help build a scalable and resilient financial platform. About the Role We are looking for a highly technical and execution-oriented individual to join the Treasury team as a Capital Operations Analyst. Treasury is responsible for the capital management and operations, funding and liquidity planning, and balance sheet risk management of a rapidly growing FinTech company. In this particular role, you will focus on the funding operations for Affirm’s loan portfolio. This is a hands-on role for someone who enjoys solving problems in real time, digging into the operational details, and improving processes in a fast pace environment. You will have a unique opportunity to work cross-functionally across Capital, Finance, Product, and Engineering to drive better decisions and build long term solutions. The ideal candidate will feel comfortable rolling up their sleeves to manage day to day execution, while also displaying strong interpersonal skills to manage various stakeholders. What You’ll Do - Support all capital and funding operations and interface with internal partners as well as various external capital partners - Develop a keen understanding of our loan portfolio and oversee the movement of loan related cash flows - Build, automate, and enhance operational reporting, reconciliations, and monitoring to improve accuracy, scalability, and efficiency - Manage ongoing internal and external audits for our funding facilities, including data validation, documentation, and coordination across stakeholders - Support the evolution of capital operations by helping design scalable controls, governance frameworks, and operational best practices - Lead monthly and quarterly investors financial reporting to ensure accurate and timely delivery What We Look For - 2+ years of experience in Treasury, capital markets, or investment operations, preferably at a financial services firm or Fintech - BA/BS degree in a quantitative discipline (e.g., Finance, Economics, Mathematics or related field) - Strong attention to detail, ownership mentality, and willingness to dive into day-to-day operations to execute - Excellent proficiency in financial modeling and Excel - Ability to thrive in a fast-paced, high-growth, and often ambiguous environment while balancing strategic thinking with operational rigor - Strong understanding of loan life cycle, asset back financing capital structures, liquidity management, and cash and risk management solutions - Familiarity with SQL, Python, workflow automation tools, or AI-enabled productivity tools is a strong plus Pay Grade - F Equity Grade - 2 Employees n

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm values information security as a critical part of the company’s continued success. Our mission is to make information security programmatic and cultural in Affirm, enabling the company to succeed in building honest financial products. The Security team posture increases security and reduces risk while securely enabling access to information for those who need it! The Staff Product Security Engineer candidate will have experience building and architecting software as part of a larger team. The ideal candidate will work effectively with product and engineering teams to evaluate and influence product requirements, design, and implementation to improve the security of Affirm’s products. What You'll Do - Partner with Affirm product teams to ensure that security is included in every phase of the product development lifecycle. - Conduct threat modeling and architecture reviews to ensure threats are understood, documented, and mitigated. - Review and analyze product source code to identify security vulnerabilities and provide recommendations for secure implementation. - Seek out opportunities to automate processes when appropriate. - Identify emerging classes of vulnerabilities and developing solutions for them before they’re a problem. - Assist product teams in the development of security focused test cases to enforce security requirements. - Advise product teams on business security requirements early in the product development lifecycle. - Decompose large, cross-team projects into individual tasks. Manage scope across teams and drive toward project closure. What We Look For - Deep understanding of web application architecture and design principles - Experience using modern software development and delivery techniques to develop cloud-based services. Python, Kotlin, Java, AWS, and Azure experience preferred. - Knowledge of common security flaws and resolution as published by OWASP, SANS, etc. - Experience with PCI or other regulated environments. - Experience conducting threat models for complex, distributed products using standard threat modeling techniques and met

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re looking for a strategic and analytically driven Quality Assurance professional to join the Customer Operations team and support the design of a robust, data-informed QA framework for a defined pod(s) and/or line(s) of business. This role will partner closely with cross-functional teams across Ops Enablement, Vendor Management, Product, and Compliance to identify systemic quality issues, build feedback loops from audits, interaction data, and drive prioritization of improvements that enhance the customer experience and reduce recontacts and unresolved issues. This is a high-impact, builder role focused on proactively identifying quality signals, designing control strategies and QA programs, and influencing stakeholders to embed quality into roadmap and operational planning. The role is responsible for proactively identifying, assessing, and remediating systemic quality gaps across multiple products and servicing disciplines. Partnering closely with cross-functional teams, the role synthesizes audit signals, interaction data, and customer impact to drive prioritization of scalable controls, SOPs, and improvements. If you thrive in ambiguity, can connect the dots between signals and systemic quality issues, and have a passion for improving the customer experience through operational rigor—this is the role for you. What you’ll do - Design and own the QA program for your area of scope, including frameworks for sampling, coverage, audit cadence, and scoring methodology aligned with overall strategy. - Build structured feedback loops that synthesize data from audits, interaction transcripts and automation outputs to identify systemic quality issues and remediation opportunities. - Translate QA signals into clear, data-backed narratives that influence prioritization across Product, Engineering, Operations Enablement, and Vendor Management. - Develop dashboards and reporting infrastructure to track quality exposure, calibration alignment, trend signals, and remediation progress over time. - Lead calibration and scoring integrity efforts across vendor and internal auditors. - Create and maintain SOPs, scorecards, and playbooks; ensure version control, distribution, and frontline adoption. - Investigate recurring failures and run root-cause analyses; define and track prioritized remediation plans and measure impact on agent outcomes and customer experience. - Act as a strategic thought partner in cross-functional forums to embed QA thinking into roadmap and process decisions. - Drive vendor QA performance through coaching, calibration testing, remediation, and escalation; partner with Vendor Management on performance actions. - Coach and mentor vendor support staff - Contribute to team development by reinforcing a culture of proactive quality ownership and continuous improvement. What you’ll need to succeed - Program design expertise: Experience designing scalable QA frameworks, audit programs, and calibration approaches that support long-term decision making. - Strong analytical fluency: Proficient at independently exploring datasets, writing queries, and building dashboards or an

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role As Affirm continues its rapid growth, it’s critical for the company to scale its funding capacity and loan origination capabilities to support the growing billions of dollars in loans that Affirm underwrites every year. That’s where Capital Product comes in. The Capital Product team is responsible for conceiving, designing, and building the next generation of tools, systems, and processes required to scale Affirm’s intricate Capital operations. Within Capital, the Originations product area is the engine that powers how every Affirm loan comes into existence, managing the integrations, allocation logic, and regulatory compliance across our network of originating bank partners and our own originating entities. We're looking for a Senior Product Manager to own the Originations product area end-to-end. You'll be the single-threaded owner of originator integrations, allocation logic, bank partner onboarding, and the systems that ensure every checkout can be fulfilled with the right origination capacity. You'll drive product strategy and execution in close partnership with the Loan Origination & Reporting (LOR) engineering team, while navigating a complex web of internal and external stakeholders across Bank Partnerships, Credit, Compliance, and Capital Markets. What You'll Do - Own the Originations product area end-to-end: Serve as the single-threaded product owner for originator integrations, originator allocation, bank partner onboarding, and the Funding ETL, the primary database powering all Capital activities. You hold the full picture of how loans are originated at Affirm and you drive it forward. - Build deep expertise in the originator ecosystem: Become the definitive internal expert on Affirm's originating bank partners and internal originating entities, understanding their capabilities, regulatory constraints, volume dynamics, and integration requirements. Use that expertise to drive strategy for expanding and diversifying the originator network. - Own originator allocation and ensure coverage: Own the allocation logic that determines which originator is selected for every loan at checkout, balancing volume targets, regulatory restrictions, and originator preferences. Coverage gaps here mean loans that can't be originated, so reliability and completeness are the bar. - Define and drive origination health metrics: Set clear success metrics for the origination product, own product-originator coverage tracking, and ensure data quality in the Funding ETL that downstream Capital teams depend on. You are accountable for the numbers that tell Affirm whether origination is working. - Set strategy and execute the roadmap: Translate business needs, regulatory requirements, and engineering constraints into a clear, prioritized origination ro

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We're looking for a passionate and analytically minded professional to join the Strategic Finance team to support the growth of Affirm’s topline revenue streams with large business-to-business (“B2B”) merchant partners. Strategic Finance is responsible for driving company strategy, empowering executive decision making with real time forecasts and analytics, and guiding the company towards achieving its goals. This high impact, highly visible role sits on the Revenue Finance group, a scrappy, tight-knit team with outsized cross-functional impact and ownership. The ideal candidate will not only have superb technical skills but also strong interpersonal skills and the ability to influence and present to all levels of the organization. What you'll do - Partner with cross functional leaders (i.e. Product, Growth Analytics, Credit, Revenue and, Merchant Pricing) to drive business outcomes through strategic and analytic support - Build and maintain financial models to forecast, reconcile, and describe variances for our gamut of metrics - Collaborate with our ML modeling team to marry your modeling with aggregated ML forecasts - Establish top-line performance metrics and targets, analyze and report realized financial performance to Executives and other company leaders, and drive accountability for results - Design and deliver scalable automated user and financial dashboards and analytics for cross departmental and executive consumption What we look for - Passion and drive to disrupt the lending and financial industry for the better - Strong sense of ownership, intention, intellectual curiosity, and an ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - 5+ years experience in fast-paced analytical roles (strategic finance, investment banking, consulting, data science, analytics, etc.) - Exceptional analytical skills and the ability to synthesize complex financial information into clear, concise reports - High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context - Strong interpersonal and communication skills, with the capability to navigate cross-functional collaborations effectively and be front and center with company executives - Curiosity to build things (processes, models, etc.) with/for/around AI - Building contextual models / files a plus - Experience with merchant paym

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Repayment Scheduling engineering team is growing rapidly, and we're looking for a Software Engineer specializing in Backend development. We're a fully European engineering team – distributed across Poland and Spain with overlapping working hours. We build and own the system that enables our users to schedule automatic payments to pay back loans worth collectively over $30B each year. We directly improve the financial lives of over 20 million people, giving them peace of mind that their payments will be made on time. The team was created recently with brand new scope, and you would be one of the first engineers on this team. This means an outsized opportunity to influence how a core part of Affirm's infrastructure gets built. This role rewards curiosity, ownership, and a builder's mindset. You'll know exactly what your objectives are, you'll have what you need to hit them, and you'll choose your own path to get there. You'll learn quickly from experienced teammates and grow your craft on problems that matter at scale. If you want to build something new and operate it at scale – come join us! What You'll Do · With the support of your team, you will work on tasks that contribute to the team's projects and goals. · You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. · You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. · You will contribute to a sense of community on your team by engaging in growth and development activities. - On-Call Rotation - There would be an on-call rotation for this role as a requirement What We Look For · You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Compensation and Benefits Base Pay Grade - J Equity Grade - 2 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. We offer a competitive package, with some highlights listed below. However, the given figures are not guaranteed compensation range

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We are seeking a highly analytical and strategic finance leader to join the Strategic Finance team, supporting our Horizontal business lines. Strategic Finance plays a central role in shaping company strategy, enabling executive decision-making, and driving performance against key objectives. This role sits within the Revenue Finance group—a high-impact, lean team with broad cross-functional ownership. The role will own consolidated top line forecasting across users and the loan portfolio, and partner closely with Analytics, Credit, Capital, and Investor Relations to develop a cohesive narrative on portfolio performance. You will operate as a strategic thought partner to senior leadership, leading critical workstreams across planning, forecasting, and performance management. The role will proactively generate insights that cut through ambiguity, drive action, and inform innovation, while shaping high-impact decisions and identifying opportunities to scale the business efficiently and profitably. What you'll do - Serve as the primary finance partner to Credit, Capital, Product, and Investor Relations, representing Revenue Finance in key forums and driving alignment on performance and priorities - Build and own assumption-driven User and portfolio loan mix models by partnering cross-functionally to validate inputs, pressure-test key drivers, and ensure outputs reflect current business dynamics - Monitor performance against forecast across portfolio, user, and segment levels; diagnose variances, identify root causes, and deliver forward-looking insights on user trends and the overall loan portfolio to inform adjustments and drive action - Own consolidated reporting across Top of Funnel, Conversion, Users, Volume, and Loan Mix; synthesize key drivers including mix, credit, pricing, and commercial impacts - Provide decision support on strategic initiatives, evaluating trade-offs and P&L implications to inform business and investment decisions - Translate complex analyses into clear, executive-ready narratives that drive insight, inform strategy, and align cross-functional stakeholders What we look for - Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills - 8+ years of experience in analytical roles (e.g., strategic finance, investment banking, consulting, data science, or analytics), with demonstrated impact on business outcomes - Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive-level decisions &lt

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re looking for a Software Engineer to design and build a next-generation reliability platform for Affirm’s production systems. You’ll blend traditional distributed systems engineering with AI-assisted development to give teams a single place to understand, debug, and improve the health of their services. This is a highly creative, hands-on role for someone who loves “vibe coding” — rapidly iterating, shipping, and refining with strong intuition— while still holding a very high bar for reliability, quality, and maintainability. What you will do - Build a centralized reliability command center that gives teams a unified view of system health, risk, and reliability across services and environments. - Create AI agents that can assist with incident triage, root-cause exploration, log/trace summarization, and recommended next actions. - Create delightful developer-facing features and APIs that help engineers explore data, debug issues, and make better decisions. - Use AI-assisted development tools (e.g., Cursor, Claude, Copilot-like tools) as leverage to prototype, refactor, and ship high-quality code quickly. - Own projects end-to-end: requirements, architecture, implementation, testing, rollout, and iteration based on feedback. - Collaborate closely with partner teams (product, infra, data, SRE) to understand pain points and translate them into simple, powerful solutions. What we look for - This position requires either equivalent practical experience or a Bachelor’s degree in a related field - 1.5+ years of experience as a software engineer - Strong proficiency in Python, with experience architecting data-intensive applications and robust APIs - Problem-solving and product sense: you care about the "what" and the "why," not just the "how." You are capable of taking ambiguous requirements and rapidly iterating towards a working solution - Hands-on experience with AI-assisted development, such as Cursor, Claude, or similar tools, and enthusiasm for using them to build and ship features faster. - Practical use of LLMs or AI frameworks to enhance automation and guidance with guardrails and citations Base Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $165000 - $225000 USA base pay range (all other U.S. states) per year: $146000 - $206000 &lt

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We're looking for a passionate and analytically minded professional to join the Strategic Finance team to support the growth of Affirm’s top-line in revenue streams with large business-to-business (“B2B”) merchant partners. Strategic Finance is responsible for driving company strategy, empowering executive decision making with real time forecasts and analytics, and guiding the company towards achieving its goals. This high impact, highly visible role sits on the Revenue Finance group, a scrappy, tight-knit team with outsized cross-functional impact and ownership. The ideal candidate will not only have superb technical skills but also strong interpersonal skills and the ability to influence and present to all levels of the organization. What you'll do - Partner with cross functional leaders (i.e. Product, Growth Analytics, Credit, Revenue and, Merchant Pricing) to drive business outcomes through strategic and analytic support - Build and maintain financial models to forecast, reconcile, and describe variances for our gamut of metrics - Collaborate with our ML modeling team to marry your modeling with aggregated ML forecasts - Establish top-line performance metrics and targets, analyze and report realized financial performance to Executives and other company leaders, and drive accountability for results - Design and deliver scalable automated user and financial dashboards and analytics for cross departmental and executive consumption What we look for - Passion and drive to disrupt the lending and financial industry for the better - Strong sense of ownership, intention, intellectual curiosity, and an ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - 2+ years experience in fast-paced analytical roles (strategic finance, investment banking, consulting, data science, analytics, etc.) - Exceptional analytical skills and the ability to synthesize complex financial information into clear, concise reports - High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context - Strong interpersonal and communication skills, with the capability to navigate cross-functional collaborations effectively and be front and center with company executives - Curiosity to build things (processes, models, etc.) with/for/around AI - Experience with merchant payments and/or providing

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Legal, Compliance, and Public Affairs team The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment. Compliance uses multiple data sources to enable informed decision-making, strengthen controls, and support better outcomes for consumers. Affirm is seeking a Compliance Lead to join the Direct-to-Consumer Product Compliance team. This role is primarily focused on product advisory, with close partnership across Product, Engineering, and Operations teams throughout the development lifecycle. You will engage in the decision-making process, helping teams identify key risks, ask the right questions, and navigate complex and ambiguous scenarios. While regulatory requirements may be clearly defined, applying them in a product context often requires thoughtful interpretation. In this role, you will operate effectively in gray areas, balancing regulatory expectations with business and customer considerations, and providing guidance that is both compliant and practical. You will work with cross-functional partners to evaluate tradeoffs and develop flexible, well-reasoned solutions that enable progress while managing risk. The Compliance Lead will play a key role in ensuring business partners adhere to applicable regulatory requirements and internal policies. You will collaborate closely with Legal and Compliance stakeholders to assess risk, interpret regulatory requirements, and guide teams toward effective and sustainable compliance outcomes. The ideal candidate brings a strong background in financial services compliance, a solid understanding of the fintech landscape, and demonstrated experience advising on consumer-facing products within complex regulatory environments. What You’ll Do - Collaborate with the Product teams to optimize Affirm's offerings by identifying and mitigating compliance risks without compromising business objectives. - Review and approve financial services marketing materials to ensure they comply with regulations and industry standards. - Partner cross-functionally with Compliance, Legal, Risk, and Product to complete reviews and address root causes of compliance issues. - Develop and maintain compliance training and reference materials. - Operate in a fast-paced environment while delivering detailed and diligent work. - Support the completion of the compliance risk assessment and control inventory, including collecting and documenting results.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We're looking for a passionate and analytically minded professional to join the Strategic Finance team to support the growth of Affirm’s topline revenue streams with large business-to-business (“B2B”) merchant partners. Strategic Finance is responsible for driving company strategy, empowering executive decision making with real time forecasts and analytics, and guiding the company towards achieving its goals. This high impact, highly visible role sits on the Revenue Finance group, a scrappy, tight-knit team with outsized cross-functional impact and ownership. The ideal candidate will not only have superb technical skills but also strong interpersonal skills and the ability to influence and present to all levels of the organization. What you'll do - Partner with cross functional leaders (i.e. Product, Growth Analytics, Credit, Revenue and, Merchant Pricing) to drive business outcomes through strategic and analytic support - Build and maintain financial models to forecast, reconcile, and describe variances for our gamut of metrics - Collaborate with our ML modeling team to marry your modeling with aggregated ML forecasts - Establish top-line performance metrics and targets, analyze and report realized financial performance to Executives and other company leaders, and drive accountability for results - Design and deliver scalable automated user and financial dashboards and analytics for cross departmental and executive consumption What we look for - Passion and drive to disrupt the lending and financial industry for the better - Strong sense of ownership, intention, intellectual curiosity, and an ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - 5+ years experience in fast-paced analytical roles (strategic finance, investment banking, consulting, data science, analytics, etc.) - Exceptional analytical skills and the ability to synthesize complex financial information into clear, concise reports - High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context - Strong interpersonal and communication skills, with the capability to navigate cross-functional collaborations effectively and be front and center with company executives - Curiosity to build things (processes, models, etc.) with/for/around AI - Building contextual models / files a plus - Experience with merchant payments and/or providing analytical support to B2B client relationship and sales teams a plus - Excellent working proficiency in excel (you should be prepared for a financial model case study), and comfort with SQL, Looker and/or other data visualization tools; Python knowledge a plus Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $145,000 - $205,000 USA base pay range (all other U.S. states) per year: $128,000 - $188,000 Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team We're looking for a passionate and analytically minded professional to join the Strategic Finance team to support the growth of Affirm’s top-line in revenue streams with large business-to-business (“B2B”) merchant partners. Strategic Finance is responsible for driving company strategy, empowering executive decision making with real time forecasts and analytics, and guiding the company towards achieving its goals. This high impact, highly visible role sits on the Revenue Finance group, a scrappy, tight-knit team with outsized cross-functional impact and ownership. The ideal candidate will not only have superb technical skills but also strong interpersonal skills and the ability to influence and present to all levels of the organization. What you'll do - Partner with cross functional leaders (i.e. Product, Growth Analytics, Credit, Revenue and, Merchant Pricing) to drive business outcomes through strategic and analytic support - Build and maintain financial models to forecast, reconcile, and describe variances for our gamut of metrics - Collaborate with our ML modeling team to marry your modeling with aggregated ML forecasts - Establish top-line performance metrics and targets, analyze and report realized financial performance to Executives and other company leaders, and drive accountability for results - Design and deliver scalable automated user and financial dashboards and analytics for cross departmental and executive consumption What we look for - Passion and drive to disrupt the lending and financial industry for the better - Strong sense of ownership, intention, intellectual curiosity, and an ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - 2+ years experience in fast-paced analytical roles (strategic finance, investment banking, consulting, data science, analytics, etc.) - Exceptional analytical skills and the ability to synthesize complex financial information into clear, concise reports - High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context - Strong interpersonal and communication skills, with the capability to navigate cross-functional collaborations effectively and be front and center with company executives - Curiosity to build things (processes, models, etc.) with/for/around AI - Experience with merchant payments and/or providing analytical support to B2B client relationship and sales teams a plus - Excellent working proficiency in excel (you should be prepared for a financial model case study), and comfort with SQL, Sigma, Cursor and/or other data visualization tools; Python knowledge a plus Pay Grade - I Equity Grade - 3 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $89,000 - $139,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a seasoned Staff Engineer to help drive our Continuous Integration (CI) team. This role is critical in ensuring the reliability, scalability, and efficiency of our development pipelines, enabling engineers across the company to ship high-quality software quickly and confidently. The Staff Engineer will help drive the design, implementation, and optimization of systems that support automated testing, build orchestration, and deployment. What you’ll do - Systems & Operations - Own the design, scalability, and reliability of build and pipelines across multiple services and platforms. - Ensure fast, reliable feedback cycles for developers by optimizing build times, test coverage, and reporting. - Implement monitoring, alerting, and incident response processes for CI systems to minimize downtime. - Collaboration & Enablement - Work closely with across engineering to ensure smooth integrations and deployment workflows. - Identify developer pain points and lead initiatives to improve productivity through tooling, automation, and best practices. - Evangelize CI/CD practices across the organization to raise engineering efficiency standards. - Leadership & Strategy - Contribute to and help drive the vision for continuous integration and developer productivity infrastructure. - Lead and mentor other CI engineers, fostering a culture of ownership, collaboration, and technical excellence. - Partner with engineering leadership to align CI systems with broader product and platform goals. What we look for - Proven experience driving and leading engineering efforts in CI, build systems, or developer productivity domains. - Strong background in modern build systems (e.g. GitHub, Buildkite, Artifactory, Bazel). - Familiarity with cloud-native environments (AWS, Kubernetes) and infrastructure-as-code practices. - Solid programming background (Python, Kotlin, Java, or similar) and ability to guide technical decision-making. - Excellent problem-solving skills, with the ability to balance long-term vision with short-term impact. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field - Proficiency with managing build systems and frameworks for large monorepos. Preferred experience in Bazel. - Active contributor to open source projects or previous experience with large-scale software development at a leading tech company is a plus. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. About You: - You are driven by a passion for CI/CD and possess a deep commitment to enhancing developer experiences. - You excel in a collaborative team setting, valuing diverse perspectives and contributions. - You are proactive, taking initiative to solve complex systems challenges and drive impact across the organization. - Demonstrates curiosity about AI tools and emerging technologies, with a willingness to learn and leverage them to enhance productivity, collaboration, or decision-making. Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is seeking a Staff Full Stack Software Engineer to join the Acquisition & Onboarding team within the Consumer org. This is a high-impact leadership role for an engineer who can set technical direction, drive architectural decisions, and elevate the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Staff Engineer, you will be responsible for defining long-term technical strategy, mentoring senior engineers, and acting as a force multiplier through your technical depth, operational excellence, and ability to navigate ambiguity. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth. What You'll Do - You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects. - You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed. - You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes. - You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts. - You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. - You will help develop talent on your team by providing feedback and guidance, and leading by example. - On-Call Rotation - There would be an on-call rotation for this role as a requirement What We Look For - You have a total of 8+ years of experience as a software engineer. - You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes - You are proficient in developing web apps using declarative UI frameworks like React, React Native or Vue. - You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others. - You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work. - Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Compensation & Benefits Base Pay Grade - P Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). ESP base pay range per year: €103 000 - €139 000 Additional benefits include: - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental leave - Employee Resource & Community Groups We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role. Location - Remote Spain LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building its own bank — and this role sits at the center of that ambition. We're looking for a Staff Product Manager to own the end-to-end bank product: operationalizing a new bank charter within Affirm's ecosystem, launching the deposit product, driving loan originations through the bank entity, and ensuring seamless integration across Affirm's platform. This is a rare opportunity to build a foundational new business line from the ground up — one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm's bank to life. What You’ll Do - Own the end-to-end bank product. Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm's ecosystem — and you drive it forward. - Launch and own the bank’s deposit product. Ship Affirm’s bank deposit offering as part of launch, then own the deposit product roadmap on a go-forward basis – scaling from early launch to a multi-billion-dollar deposit base, making strategic decisions about how deposits integrate with Affirm's credit products and broader consumer experience. - Operationalize the de novo bank build. Drive the cross-functional work required to stand up and scale bank operations — ensuring regulatory readiness, process maturity, vendor integrations, and seamless connectivity with Affirm's existing lending and money movement infrastructure. - Drive originations through the bank entity. Shape how Affirm originates and retains loans through its own bank, working closely with Credit, Capital Markets, Engineering, and Treasury to optimize volume ramp, unit economics, loan sale and retention mechanics, and regulatory compliance. - Navigate banking compliance and regulatory requirements. Partner with Legal, Compliance, Risk, and the Bank's executive team to ensure all products and operations meet federal and state regulatory standards. Build compliance into the product from day one — not as an afterthought. Understand the unique demands of a de novo bank under FDIC and state supervision. - Integrate the bank deposit product into Affirm's consumer ecosystem. Define clear domain boundaries, design requirements for new data flows, and integration points between the bank and Affirm Inc. — working across Servicing, Settlements, Consumer Payments, Checkout, and Growth teams to ensure the bank's products work seamlessly within the Affirm app and platform. - Influence up and across the organization. Communicate strategy, tradeoffs, and priorities to senior leadership and the Bank Board with clarity and conviction. Build alignment across a broad set of stakeholders — Engineering, Legal, Compliance, Treasury, Capital Markets, and executive leadership — who each bring different constraints and incentives. What we look for - 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives - Proven program leadership at scale — you've owned high visibility cross-functional launches across many stakeholders, with direct exposure to executive leadership and/or boards. - Experience in banking, deposits, or lending — you understand deposit products, bank charter operations, or loan origination mechanics and the regulatory landscape that governs them - Bank charter experience is strongly preferred — you've been through or contributed meaningfully to a de novo bank launch or early-stage bank buildout - Deposit product strategy experience is a strong plus — you've defined or scaled deposit products such as high yield savings accounts, spending accounts, or CDs, and you understand the levers of deposit growth, pricing, and consumer acquisition - Experience in fintech, financial services, or banking; familiarity with BNPL, neobanking, or platform products is a plus - Strong technical fluency — you're comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations - Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed - Demonstrated ability to drive cross-functional alignment across Legal, Compliance, Engineering, Finance, and executive leadership in highly regulated environments - Exceptional written and verbal communication — you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences including regulators, executives, and engineering teams - Bias for action and intellectual curiosity — you move fast, ask hard questions, and take ownership before being asked - Bachelor's degree in a related field or equivalent practical experience Pay Grade - P Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $181,000 - $241,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. At Affirm, Security is integral to our mission of building honest financial products and driving the company's long-term success. The Security Operations and Resilience Engineering (SOR) program serves as the foundation of our preventive and responsive efforts to safeguard Affirm's assets and infrastructure. As part of our Security Team, you'll join a group of passionate, highly skilled professionals redefining fintech security through collaboration, innovation, and a team-first mindset. We're seeking a Senior Security Operations Engineer to join the Incident Response function within the broader Security Operations & Resilience org. In this role, you'll be a hands-on practitioner and technical contributor who drives incident response efforts from triage through resolution - with the depth, ownership, and composure to lead when it matters most. This is a highly technical, execution-focused role where you’ll lead hands-on investigations and drive incident response from detection through remediation. You’ll collaborate across engineering, product, and infrastructure teams, and partner with Observability & Automation to improve detections, build automated playbooks, and strengthen our security posture. You will have the opportunity to help solve complex security challenges and build capabilities that protect millions of customers, merchants, and partners. Note: This role is based in Canada and requires alignment with Pacific Time Zone working hours to support the current team’s operations coverage. Candidates must be able to reliably work Pacific Time hours. What you’ll do You will lead and execute incident response efforts to protect Affirm’s systems, customers, and data. - Lead security incidents end-to-end, from detection and triage through containment, remediation, and post-incident review. - Act as incident commander, driving clear decisions and alignment across teams during high-pressure situations. - Conduct hands-on investigations across cloud and endpoint environments to determine root cause and impact. - Partner with Observability & Automation to improve detections, reduce noise, and build automated response playbooks. - Contribute to and refine incident response playbooks, runbooks, and documentation to improve readiness and consistency. - Collaborate with Security, Infrastructure, and Product teams to identify gaps and strengthen the incident response lifecycle. - Communicate effectively during incidents, providing clear updates to both technical and non-technical stakeholders. What we look for We’re looking for a hands-on security engineer who can lead through ambiguity and drive effective incident response outcomes. - 5+ years of experience in Security Operations or Detection & Response, with strong hands-on incident response in cloud environments (AWS and EKS experience strongly preferred). - Proven ability to lead security incidents, including containment and remediation, in fast-moving environments. - Strong investigative and analytical skills, with the ability to synthesize signals from multiple data sources. - Experience with security tooling such as SIEM and EDR platforms (e.g., Splunk, Elastic, SentinelOne, CrowdStrike, or similar). - Solid understanding of cloud security concepts and their application in real-world scenarios. - Strong communication skills, with the ability to clearly convey information across technical and non-technical audiences. - Experience building or improving automation for incident response workflows (e.g., scripting in Python; infrastructure-as-code is a plus). Location - Remote CAN Pay Grade - N Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). Base pay range per year: $153,000 - $213,000 CAD LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Marketplace Performance team in the Direct to Consumer org builds the discovery platforms behind Affirm’s deals feed, affiliates, payment attribution and merchandising systems. Our mission is to help shoppers find the right merchant and financing for their needs. As a member of our team, you’ll ship features that make it faster and easier for shoppers to find the right merchant and financing for their needs. You’ll partner closely with Product, Design, and other engineering teams to scope work, write clean and well-tested code, review PRs, and ship new functionality iteratively. We value curiosity, ownership, and empathy for our customers. Join us to grow your impact while building dependable features for our Marketplace. What You'll Do - With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. - You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. - You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For - You have a total of 1.5+ years of experience as a software engineer. - You have experience shipping web apps using declarative UI frameworks like React or Vue. - You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. - You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. - You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - L Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $125,000 - $175,000 This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Purchasing Integrations team is responsible for the JavaScript SDK and frontend infrastructure that power Affirm at checkout. We build the library that merchants embed directly into their storefronts - rendering payment messaging and buttons, initiating checkout flows, and orchestrating secure, real-time communication with Affirm’s web app. This code runs on high-traffic production sites, so performance, resiliency, and backward compatibility are critical. Milliseconds matter, and failure is immediately visible to merchants and consumers. This role is deeply frontend-focused. Engineers work on bundle optimization, script loading strategies, rendering performance, and Web Vitals, ensuring our SDK integrates cleanly into diverse merchant stacks without degrading UX. We design extensible UI components that support evolving checkout experiences while keeping integration simple and incremental for developers. Security enhancements and modern browser-based communication patterns are core to the work. The team operates at the intersection of platform and product: building reusable primitives, experimenting with new checkout surfaces, and translating complex requirements into intuitive APIs and polished UI. It’s an opportunity to work on high-scale frontend systems embedded across the web—where engineering rigor directly impacts conversion, growth, and user experience. What You'll Do: · With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. · You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For: · You have a total of 1.5+ years of experience as a software engineer. · You have experience shipping web apps using declarative UI frameworks like React or Vue. · You have experience working with Javascript/Typescript. · You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - L Equity Grade - 06 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $ 160,000 - $ 210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Repayment UX Engineering team is growing, and we're looking for a Software Engineer specializing in Backend development. We're a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Sillicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $30B each year. Our team exist to make these moments the most reliable and transparent in world-class consumer finance. Our work is agile and fast-paced, shipping new code to production almost every two-week sprint, and rigorously measuring the impact it has on the behavior of our users. This role rewards curiosity, ownership, and a builder's mindset. You'll know exactly what your objectives are, you'll have what you need to hit them, and you'll choose your own path to get there. You'll learn quickly from experienced teammates and grow your craft on problems that matter at scale. If you want to build something new and operate it at scale – come join us! What You'll Do · With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. · You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For · You have a total of 1.5+ years of experience as a software engineer. · You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. · You have experience shipping web apps using declarative UI frameworks like React or Vue. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Base Pay Grade - L Equity Grade - 3 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents ). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: 259,000 zł - 379,000 zł Additional benefits include: - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental benefits - Employee Resource & Community Groups This role is eligible for creative tax benefits, subject to applicable law and company policy Location - Remote Poland The majority of our roles can be located anywhere in Poland. This job description is not a contractual document, and is not intended to have binding force. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Repayment Scheduling engineering team is growing rapidly, and we're looking for a Software Engineer specializing in Backend development. We're a fully European engineering team – distributed across Poland and Spain with overlapping working hours. We build and own the system that enables our users to schedule automatic payments to pay back loans worth collectively over $30B each year. We directly improve the financial lives of over 20 million people, giving them peace of mind that their payments will be made on time. The team was created recently with brand new scope, and you would be one of the first engineers on this team. This means an outsized opportunity to influence how a core part of Affirm's infrastructure gets built. This role rewards curiosity, ownership, and a builder's mindset. You'll know exactly what your objectives are, you'll have what you need to hit them, and you'll choose your own path to get there. You'll learn quickly from experienced teammates and grow your craft on problems that matter at scale. If you want to build something new and operate it at scale – come join us! What You'll Do · With the support of your team, you will work on tasks that contribute to the team's projects and goals. · You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. · You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. · You will contribute to a sense of community on your team by engaging in growth and development activities. What We Look For · You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Compensation and Benefits Base Pay Grade - J Equity Grade - Poland 2 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). POL base pay range per year: 205,000 zł - 285,000 zł Additional benefits include: - Type of employment: Contract of Employment - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental leave - Employee Resource & Community Groups Location - Remote Poland The majority of our roles can be located anywhere in Poland. This job description is not a contractual document, and is not intended to have binding force. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Trust & Safety Experience owns the customer journeys during authentication, verification, and fraud journeys. You will work as a full stack engineer, contributing to backend, web, and mobile interfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems that Affirm customers use every day. What You'll Do - You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. - You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. - You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. - You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For - You have a total of 4+ years of experience as a software engineer. - You are experienced in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes. - You have experience shipping web apps using declarative UI frameworks like React or Vue. - You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others. - You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. This posting is for an existing vacancy. Pay Grade - N Equity Grade - CAN 6 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $150,000 - $200,000 Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of hire. We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Data and Storage Services team is responsible for handling all of Affirm’s Data (OLAP and OLTP) requirements and encompasses the entire range from critical online checkout databases all the way to our Batch Orchestration, Streaming Infrastructure, Event Driven Frameworks, BI and analytics tools and systems. Our mission is to provide trustworthy, intuitive, and cost-efficient solutions for Affirmers to secure, store, analyze, and transform data at exceptional scale. We're looking for an experienced Engineering Leader to lead our growing Data and Storage Services organization, specifically our Online Storage team. You will bring a wealth of experience in managing teams and success in delivering highly technical multi-quarter roadmaps. You will also need to be fairly comfortable with ambiguity and possess tools to work through tough deadlines, craft strategy and drive execution. You will be able to work with your teams, as well as product stakeholder teams, to define architectural/organizational future states that we can scale to in the future. You will need to make balanced calls that align with our forward-looking vision and current business & technology critical needs. What you’ll do - Lead a team of engineers and managers with empathy while fostering a high-performance, ownership-driven & inclusive culture to develop frameworks, systems, and tools for new Affirm products. - Oversee teams managing storage services including relational and key-value storage infrastructure and tools at scale. - Understand and drive business and engineering metrics, promoting a culture of reliability, security, and productivity. - Collaborate with tech leads, program managers, and other engineering managers on security, tools, architecture, planning, and delivery of multiple concurrent projects. - Work across the engineering organization and with internal and external partners. - Provide leadership and growth opportunities to team members, mentor engineers, recruit, and represent Affirm hiring brands. - Lead technical decisions, projects, and roadmaps within theOnline Storage team, shaping Affirm’s strategy for managing and serving relational and key-value storage workloads. - Collaborate with peers, leadership, and stakeholders across platform engineering and product engineering organizations. - In collaboration with tech leads, develop a multi year roadmap to design and implement frameworks, services, and tools for new Affirm products and business needs. - Guide, tutor, and aid in the professional growth of junior and senior engineers within the team. What we look for - Solid leadership and interpersonal skills. - 10+ years of experience in managing multiple diverse and inclusive teams and delivering large cross-functional technical programs. - Proven track record in stakeholder management, ownership, and successful delivery. - Depth in cache architecture and lifecycle management: tiered cache design, eviction and TTL policies, warm-up/priming strategies, consistency models, backpressure, and thundering-herd protection. - Track record operating low-latency, high-throughput storage and caching platforms in production: e.g., Redis or Memcached, DynamoDB and MySQL/PostgreSQL/TiDB/Cockroach/Vitess, multi-region topologies, and cross-region replication strategies. - Capable of mentorship, cross-functional project execution, and individual contribution. - Strong interpersonal, written, and verbal communication skills with a growth mindset. - Experience in the data infrastructure domain and a passion for leading technical teams and contributing to Open Source solutions. - Bachelor’s degree in Computer Science, related technical field, or equivalent practical experience. Pay Grade - R Equity Grade - 09 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $206,000 - $256,000 This posting is for an existing vacancy LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Revenue Team The Revenue team drives Affirm’s top-line growth through strategic partnerships, pricing, and go-to-market execution. We acquire, retain, and expand merchant relationships across eCommerce, in-store, telesales, and the Affirm app. The team leads onboarding, relationship management, and performance optimization to help partners succeed. We deliver value-added solutions, drive adoption, and support long-term business growth by connecting merchants and consumers through Affirm’s products. About the Role We’re looking for a Senior Director, Key & Enterprise Retail Sales to lead this business and help shape Affirm’s long-term growth in retail. Reporting to the VP of Global Sales, this leader will oversee three sales leaders and their teams of Account Executives and work with some of Affirm’s most strategic merchants across fashion, beauty, apparel, sporting goods, electronics, furniture, and other lifestyle categories. This leader will build executive relationships, guide complex commercial opportunities, and turn strategy into measurable business results. They will lead a high-impact team and partner across the business to help Affirm win, launch, and grow strategic merchant relationships. What You’ll Do - Set the vision, strategy, and operating direction for Affirm’s Key & Enterprise Retail Sales organization, aligning sales leadership and cross-functional partners around priorities, investment decisions, and market positioning - Own business performance across pipeline health, forecast accuracy, deal progression, merchant launches, account expansion, and revenue outcomes - Build trusted relationships with senior leaders at major retail merchants and lead complex commercial opportunities end to end, from business case through contract negotiation - Shape and scale the go-to-market approach through territory design, account planning, sales planning, pipeline reviews, and operating discipline, partnering across Product, Partnerships, Client Success, Marketing, Finance, Legal, RevOps, and leadership to improve how Affirm wins and grows strategic accounts - Apply AI, automation, data, and modern sales tools in practical ways that improve planning, decision-making, insight generation, and team productivity, including Salesforce, Gong, Google Workspace, Notion, Spekit, and generative AI tools such as ChatGPT and Claude - Lead and scale a multi-layered sales organization, creating clarity, accountability, and consistent execution across teams supporting Key and Enterprise Retail Sales - Coach and develop high-performing sales leaders and teams through training, solution selling, written communication, and consistent deal execution, and travel as needed for merchant meetings, deal support, industry events, and team gatherings What We Look For - 15+ years of experience in enterprise sales, strategic partnerships, or commercial leadership, including meaningful experience leading leaders in complex, high-growth environments - Proven success building, scaling, and leading high-performing sales organizations focused on large, strategic accounts across both new business and expansion - Deep experience selling to large retail merchants, ideally in payments, fintech, commerce, or another complex solution-selling environment - Executive presence, clear written and verbal communication, and the ability to build trust and influence with C-level external stakeholders and senior internal partners - Ability to navigate ambiguity, build business cases, and turn strategy into clear execution and measurable results - Track record of coaching and developing talent, improving performance, building collaborative teams, and driving consistency through clear processes - Practical fluency with modern sales tools, data, and AI, and the ability to apply them in ways that improve team effectiveness and merchant outcomes and inform cross-functional and executive decisions related to strategy, resource allocation, and market expansion Qualities of All Affirmers We look for people who connect their work to Affirm’s strategy and customer impact, bring excellence to their craft, and operate with accountability, sound judgment, and integrity. Strong Affirmers collaborate across teams, communicate clearly, listen with humility, and help build alignment in complex environments. They keep learning, adapt quickly, and raise the bar through curiosity, initiative, and thoughtful experimentation. Leaders at Affirm also build effective teams, develop others, create clarity in times of change, and inspire confidence through transparency and high standards. Base Pay Grade - O Equity Grade - 16 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $430,000 - $530,000 USA On Target Earnings (all other U.S. states) per year: $382,000 - $482,000 Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building the next generation of customer identity and authentication. This role is a hands-on engineering position inside Information Security, focused on designing and shipping core CIAM capabilities that protect customers and support growth. You will build and operate backend services that power registration, login, authorization, and account lifecycle flows across B2C and B2B experiences. You will work closely with partner engineering teams and ensure identity features are delivered with strong security fundamentals, reliability, and operational rigor. What you’ll do - Design, build, and operate core CIAM backend services that support customer registration, authentication, authorization, account lifecycle, and profile management for B2C and B2B platforms. - Implement and extend identity standards such as OAuth 2.0, OIDC, SAML, and SCIM in code, ensuring correctness, scalability, and clean integration patterns. - Develop backend APIs and services in Python and Kotlin that expose identity capabilities to web, mobile, and partner applications. - Integrate CIAM platforms with internal systems, including user data stores, messaging, fraud signals, and downstream customer platforms. - Own secure authentication and account flows end to end, including MFA, step-up authentication, device binding, consent, and adaptive authentication logic. - Automate CIAM infrastructure and deployments using Infrastructure as Code and CI/CD pipelines, treating identity as a core platform service. - Monitor, debug, and optimize CIAM services for performance, resilience, and abuse detection in high-scale environments. What we look for - Strong experience designing and implementing CIAM systems, with deep, hands-on knowledge of OAuth 2.0, OIDC, SAML, and SCIM beyond basic configuration. - 5+ years of professional backend software engineering experience - Strong production experience in Python or a similar backend language - Experience designing APIs, automation frameworks, and distributed systems - Hands-on experience building and maintaining CI/CD pipelines - Experience with GitHub-based development workflows and Buildkite or similar build systems - Experience with cloud-native development, preferably AWS - Hands-on experience extending and integrating CIAM platforms such as Okta, Auth0, Ping Identity, ForgeRock, or Azure AD B2C using custom code, hooks, and APIs. - Solid understanding of backend and distributed systems fundamentals, including API design, data modeling, latency, error handling, and observability. - Experience with Infrastructure as Code and automation tools such as Terraform, plus CI/CD pipelines for deploying backend services. - Strong security fundamentals applied through engineering, including access control models, token handling, encryption, MFA, and privacy by design. - Clear communication skills and the ability to work closely with product, frontend, mobile, and security teams while owning backend identity services. - Familiarity with tools such as Cursor and other AI-augmented development environments Base Pay Grade - N Equity Grade - USA 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000 USA base pay range (all other U.S. states) per year: $173,000 - $233,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Developer Productivity exists to make work better for every engineer at Affirm. Our mission is to simplify and accelerate software development across the company. We own the entire space between a developer’s laptop and production, including ephemeral dev environments, CI/CD pipelines, test automation frameworks, dependency management, and release engineering. Our tools and platforms enable engineers to ship code quickly, safely, and with confidence. This org supports 800+ engineers working across a broad stack in a hypergrowth FinTech environment—a complex, high‑leverage challenge with impact at scale. The Developer Environments team builds fast, stable developer environments that make it easy for Affirm engineers to create, test, and debug their features. We own Affirm’s ephemeral development environments, used across both development and CI workflows. We’re seeking a seasoned Engineering Manager to lead Developer Environments. This role is critical to the end-to-end inner loop experience for engineers. You will lead the team building and operating the platforms that support environment provisioning, test execution, and automated developer infrastructure—partnering closely with CI/CD, infrastructure, security, and product engineering teams. What you’ll do Leadership & Strategy - Define and drive the vision for Developer Environments and inner-loop developer productivity at Affirm. - Set technical strategy for your team on a year-long time scale, and tie it to critical, business-impacting projects. - Lead and mentor a team of engineers, fostering a culture of ownership, collaboration, and technical excellence. - Partner with engineering leadership and stakeholders to align Developer Environments priorities with broader product, platform, and reliability goals. Systems & Operations - Own the design, scalability, reliability, and usability of the systems powering Affirm’s ephemeral developer environments used in both development and CI contexts. - Improve environment provisioning, stability, and teardown workflows to enhance developer velocity and reliability. - Drive measurable improvements to the developer journey (e.g., startup time, success rate, performance, debuggability, resource utilization). - Implement monitoring, alerting, incident response processes, and operational playbooks to minimize downtime and developer impact. - Collaborate with CI/CD and Test Platform partners to tighten feedback loops and ensure environments integrate cleanly with build/test workflows. Collaboration & Enablement - Work closely across engineering to ensure smooth adoption of Developer Environments tooling and best practices. - Identify developer pain points and lead initiatives to improve productivity through tooling, automation, and self-service. - Foster a culture of quality and ownership on your team by setting and improving code review and design standards, and advocating for them beyond your team through writing and knowledge sharing. What we look for - 7+ years of software engineering experience, with 2+ years of engineering management experience (or equivalent people leadership experience). - Proven experience leading engineering teams in infrastructure, platform engineering, developer productivity, or adjacent domains. - Strong technical background in backend/infrastructure systems (Python or Kotlin preferred, but not required) and the ability to guide architecture and execution. - Experience building and operating cloud-native systems (AWS, Kubernetes) and using infrastructure-as-code practices. - Hands-on familiarity with containerized environments (Docker/Kubernetes) and CI/CD systems (e.g., Buildkite, Jenkins, GitHub Actions). - Track record of operating services with a high reliability bar (monitoring, on-call, incident response, postmortems, continuous hardening). - Strong communication and leadership skills, with a track record of mentoring and growing high-performing teams. - Comfort balancing trade-offs between build vs. buy, speed vs. safety, and developer experience vs. operational constraints. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Nice to have - Prior experience building or managing ephemeral or remote development environments. - Experience optimizing orchestration and startup times and improving developer feedback loops. - Background in test automation, build engineering, or developer tooling. - Familiarity with Terraform/Helm or similar infrastructure tooling. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Client Platform Engineering (CPE) team owns Affirm's endpoint platform end-to-end: from zero-touch provisioning and MDM architecture to patch management, automation pipelines, and compliance posture. We're the team that makes it possible for an Affirmer anywhere in the world to open a laptop on day one and get straight to work. We're looking for a hands-on technical manager to lead the Client Platform Engineering team. This is an engineering-forward leadership role — you'll set the technical direction, establish the program operating model, and actively develop a team of three engineers (one L5, two L6) who are talented but need a clear owner to drive prioritization, consistency of delivery, and a repeatable way of working. You'll report directly to the Director of IT Engineering and be the first dedicated people leader this team has had in some time. That means you'll be building the program scaffolding largely from scratch: defining how work gets planned and tracked, establishing KPIs that give leadership and partner teams real visibility into health and progress, and creating the operating rhythm that lets your engineers do their best work. You'll also be a credible technical voice in cross-functional conversations with Security, Identity, Developer Productivity, and IT Support — able to engage substantively on architecture, tool choices, and tradeoffs without needing to run everything back to your team. What You'll Do Team Leadership & Coaching - Lead, coach, and develop a team of three engineers — setting clear expectations, providing regular candid feedback, and building individual growth plans tailored to each engineer's strengths, gaps, and career goals. - Establish and maintain healthy team operating rhythms: sprint cadence, backlog grooming, incident retrospectives, and async-first communication practices that work across time zones. - Build a culture of ownership, craft, and continuous improvement — where reducing toil and improving reliability is celebrated, not just expected. - Serve as an escalation point for complex technical issues and a knowledge resource for the broader IT Engineering organization. Program Management & Delivery - Define and maintain the CPE roadmap in alignment with IT Engineering strategy, company-wide security priorities, and Affirm's FY roadmap cycles. - Establish a prioritization framework that balances project work, platform health (KTLO), compliance obligations, and stakeholder requests — with enough transparency that tradeoffs are visible and defensible. - Build and own the KPIs and reporting that give you, your team, and leadership real visibility into endpoint compliance posture, patch currency, deployment reliability, and incident trends. - Implement structured change control processes: communication, testing gates, rollback plans, and post-deployment review for platform changes that affect a global workforce. Technical Direction & Platform Ownership - Guide the architecture and long-term strategy for Affirm's endpoint platform — macOS-first, with Windows and mobile in scope — including MDM configuration, zero-touch provisioning, and the automation pipelines that keep the fleet healthy at scale. - Drive key technical initiatives including permission automation, third-party patching, silent update delivery, and device lifecycle improvements. - Champion infrastructure-as-code and automation-first engineering practices across the team — reducing manual toil and creating durable, repeatable processes. - Evaluate new tooling and approaches, run POCs, and make clear adoption recommendations grounded in security, reliability, and operational efficiency. Cross-Functional Partnership - Build strong working relationships with Security, Identity/IAM, Developer Productivity, and IT Support — acting as a reliable partner and technical peer, not just a fulfillment queue. - Partner with Security to onboard and maintain endpoint security agents (EDR, AV, disk encryption) and enforce least-privilege policies at scale. - Represent CPE in cross-functional planning conversations, bringing clear data and grounded recommendations to tradeoff discussions. - Work closely with Developer Productivity to understand and support the unique endpoint needs of Affirm's engineering population. What We Look For - 5+ years of hands-on experience in endpoint engineering, client platform, or corporate IT engineering at scale — with a strong understanding of macOS device management (Jamf), MDM architecture, and endpoint security practices. - Exposure to compliance frameworks relevant to endpoint security (SOC 2, CIS Benchmarks, or similar). - 2+ years of people management or formal technical leadership experience, including setting direction, running 1:1s, and developing individual engineers. - Demonstrated ability to build and run a program from scratch — establishing operating cadences, KPI frameworks, and prioritization processes where none previously existed. - Scripting and automation proficiency in Bash and at least one additional language (Python strongly preferred); comfort integrating with RESTful APIs (MDM, Okta, Google Workspace, etc.). - Strong cross-functional instincts — able to navigate competing priorities, build trust with partner teams, and communicate technical decisions clearly to non-technical stakeholders. - A track record of shipping improvements reliably and iteratively, with attention to rollback safety, communication, and compliance documentation. Nice to have - Familiarity with package and software distribution pipelines (AutoPkg, Munki, or equivalent). - Prior experience in a fintech, high-growth, or regulated environment where security and compliance requirements are first-class concerns. - Experience with infrastructure-as-code or configuration management tooling (Terraform, Ansible, or equivalent) in an IT or corporate engineering context. - Jamf Pro experience at an enterprise level (Jamf 300 or equivalent depth preferred). - Experience with Windows endpoint management (Intune, SCCM, or equivalent). Pay Grade - M Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - 230,000 USD USA base pay range (all other U.S. states) per year: $160,000 - 210,000 USD Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Legal, Compliance, and Public Affairs team The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment. Compliance uses multiple data sources to enable informed decision-making, strengthen controls, and support better outcomes for consumers. Affirm is seeking a Compliance Lead to join the Direct-to-Consumer Product Compliance team. This role is primarily focused on product advisory, with close partnership across Product, Engineering, and Operations teams throughout the development lifecycle. You will engage in the decision-making process, helping teams identify key risks, ask the right questions, and navigate complex and ambiguous scenarios. While regulatory requirements may be clearly defined, applying them in a product context often requires thoughtful interpretation. In this role, you will operate effectively in gray areas, balancing regulatory expectations with business and customer considerations, and providing guidance that is both compliant and practical. You will work with cross-functional partners to evaluate tradeoffs and develop flexible, well-reasoned solutions that enable progress while managing risk. The Compliance Lead will play a key role in ensuring business partners adhere to applicable regulatory requirements and internal policies. You will collaborate closely with Legal and Compliance stakeholders to assess risk, interpret regulatory requirements, and guide teams toward effective and sustainable compliance outcomes. The ideal candidate brings a strong background in financial services compliance, a solid understanding of the fintech landscape, and demonstrated experience advising on consumer-facing products within complex regulatory environments. What You’ll Do - Collaborate with the Product teams to optimize Affirm's offerings by identifying and mitigating compliance risks without compromising business objectives. - Review and approve financial services marketing materials to ensure they comply with regulations and industry standards. - Partner cross-functionally with Compliance, Legal, Risk, and Product to complete reviews and address root causes of compliance issues. - Develop and maintain compliance training and reference materials. - Operate in a fast-paced environment while delivering detailed and diligent work. - Support the completion of the compliance risk assessment and control inventory, including collecting and documenting results. - Serve as an expert on regulatory compliance, especially as it applies to new and revised financial products and services. What We Look For - Bachelor’s degree or equivalent experience (compliance certifications a plus) - 5+ years of experience in a compliance product advisory role within financial services - Experience supporting or advising on products subject to TILA (Reg. Z) and/or EFTA (Reg. E) (e.g., credit cards, payments, or deposit-like products) - Experience working in fast-paced, ambiguous environments and making risk-based decisions with incomplete information - Experience advising revenue-generating stakeholder groups, ideally including Product and Engineering teams - A strong interest in fintech and consumer financial protections - Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), and TISA (Reg. DD) - Inquisitive and proactive in identifying problems, proposing creative solutions, and adapting in a fast-paced environment - Ability to work in a self-directed environment with strong strategic thinking and problem-solving skills, and operate effectively with minimal guidance - Strong verbal and written communication skills, with the ability to clearly present complex and nuanced issues Pay Grade - J Equity Grade - 4 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $102,000 - $142,000 This posting is for an existing vacancy. Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise. Compliance program activities include advisory, training, testing & monitoring, reporting, and oversight. Although a second line of defense, Compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans, and risk assessment. Compliance uses multiple data sources to enable informed decision-making, strengthen controls, and support better outcomes for consumers. Affirm is seeking a Compliance Analyst II to support its compliance governance and oversight program. This analyst will credibly challenge Affirm’s operations team to mitigate risk and ensure compliance with federal and state regulations. This includes investigating and responding to operations issues, reviewing consumer complaints, engaging team members, and supporting larger initiatives such as process improvement. What You’ll Do: - Review and credibly challenge internal responses to consumer complaints and potential issues from the operations team and guide them regarding a wide variety of regulatory requirements, including (but not limited to) credit reporting, disputes, bankruptcy, fair lending, UDAAP; - Review customer complaints to identify root cause, analyze trends, and find opportunities for product and process improvements to fix recurring issues; - Work with cross-functional partners to address compliance concerns and bring to senior management, when required; - Assist with metrics reporting and provide input on process improvement; - Support other key compliance and risk management projects, as needed. What We Look For: - 3 to 5+ years of professional work experience in Compliance, Enterprise or Operational Risk, or Audit within a financial services company, Fintech, or regulatory agency; - Inquisitive and proactive in proposing creative, effective solutions; - Strong project management, critical thinking, time management, and analytical skills; - Excellent verbal and written communication skills, with the ability to present sophisticated and critical issues; - Strong curiosity about fintech and consumer financial protections. Pay Grade - H Equity Grade - 3 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $100,000 - $150,000 USA base pay range (all other U.S. states) per year: $88,000 - $138,000 Please note that visa sponsorship is not available for this position. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. Our team designs and runs experiments to decide which product features to launch and which marketing campaigns to fund. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. The ideal candidate brings exceptional analytical rigor, deep credit domain expertise, and the ability to influence stakeholders across both technical and non-technical teams. You thrive in ambiguity, can translate complex regulatory and economic insights into actionable credit strategies, and are comfortable operating at both strategic and execution levels. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience! What You’ll Do - Leverage advanced data analytics to derive insights and optimize credit strategies across products and geographies. - Partner with Engineering to design and build scalable risk models and credit risk capabilities. - Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust underwriting and marketing strategies to mitigate risk. - Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations. - Engage and coordinate with external stakeholders — including merchants, vendors, and regulatory bodies — to align credit risk practices, ensure compliance, and strengthen strategic partnerships. - Oversee the development and execution of credit underwriting frameworks that balance growth, compliance, and risk mitigation goals. - Drive cross-functional discussions to ensure new product launches and market entries are aligned with risk appetite, operational capabilities, and local regulations. What we look for - Degree in Data Science, Computer Science, Engineering, Economics, or a related field, and 4+ years of experience (or equivalent senior-level experience) - Experience setting credit strategy for de novo products using Sandbox data, retrospective studies or archives - Experience in high-line unsecured lending, especially in the home improvement vertical - SQL, Python, or other scripting languages - Data mining, data visualisation, and statistical modeling - Applying machine learning techniques to credit risk management - Leveraging advanced analytics to develop and optimise credit strategies - Monitoring and interpreting model performance metrics across portfolios - Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align credit strategies with regulatory frameworks and business objectives. - Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics influencing credit policy and underwriting. - Ability to translate complex regulatory and economic insights into actionable credit and product strategies. - Demonstrated success mentoring high-performing analytical teams and driving data-informed decision-making at scale. - Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions. Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000 USA base pay range (all other U.S. states) per year: $160,000 - $180,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. Our team designs and runs experiments to decide which product features to launch and which marketing campaigns to fund. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently. After building a market-leading BNPL network, we’re entering our next ambitious chapter: transforming DTC shopping. At the center of this vision is the Affirm Marketplace, a rapidly scaling, high-leverage platform that connects consumers with merchants in a dynamic, two-sided ecosystem. We’re looking for a Marketplace Analytics Lead to help architect and optimize the economic engine of our marketplace, balancing supply, demand, pricing, and user experience to drive sustainable growth. This is a high-impact IC role at the intersection of product, growth, and marketplace strategy. What You’ll Do - Own marketplace monetization and economics, balancing merchant supply, consumer demand, and pricing to drive engagement, conversion, and profitability - Monitor marketplace performance and adjust strategies based on engagement, relevance, merchant outcomes, LTV, and overall health - Build and maintain dashboards and reporting to track key Marketplace KPIs and enable data-driven decisions - Partner with Sales, Client Success, and Marketing to grow marketplace partners and increase merchant value - Collaborate with Product and Engineering to improve the effectiveness, competitiveness, and relevance of Marketplace inventory and offers - Analyze supply-side dynamics, including incentives, pricing, and placement, to understand elasticity and drive incremental GMV - Lead analyses and experiments to test and refine new placements and optimize marketplace performance - Conduct loan-level profitability analyses to ensure offers align with credit and financial goals while balancing consumer and merchant value - Evaluate affiliate portfolio performance by integrating network data, identifying trends, and assessing the incremental impact of merchant-funded incentives What We’re Looking For - 7+ years in analytics, with experience in marketplaces, ads/affiliate ecosystems, or two-sided platforms - Strong intuition for supply-demand dynamics, pricing, and marketplace tradeoffs - Experience with data tools such as SQL, Python, DBT, Sigma; comfortable managing ETLs and working with engineering teams to optimize data pipelines - Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity - Experience working cross-functionally with Product, GTM, and Engineering - High ownership, strong judgment, and a bias toward action Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180000 - $230000 USA base pay range (all other U.S. states) per year: $160000 - $180000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We’re looking for a driven, analytically-minded professional to join the Core Analytics team within the Risk & Analytics organization! Our team improves the developer experience across Affirm by building scalable data infrastructure, streamlining workflows, and fostering a culture of learning and documentation. This role sits at the intersection of data and engineering, while staying focused on turning developer workflows and system reliability into clear, actionable signals that accelerate delivery. The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently. The ideal candidate will have strong technical and problem-solving skills, an eagerness to collaborate with different teams, curiosity to learn more every day, and patience to work through difficult problems. What you will do - Own end-to-end analytics workflows: define success metrics, generate insights and hypotheses, and build scalable data models - Identify and drive improvements across the developer and analytics lifecycle: uncover bottlenecks, quantify their impact, then partner with teams to drive alignment and deliver measurable impact. - Build and maintain high-quality analytics foundations: establish best practices for testing, alerting, documentation, and code review to ensure data is accurate, reliable, and trusted. - Support efforts to identify and organize key business metrics, helping improve discoverability, alignment, and clarity across teams. - Continuously seek out implementing improved operational workflows and more effective analytics solutions. - Elevate the analytics community at Affirm: contribute to shared tooling, reviewing colleagues pull requests, drive knowledge sharing, and increase cross-team collaboration. What we look for - Passion to redefine the lending and financial industry for the better - 1-3 years of experience in an analytically-driven role (analytics, consulting, finance, etc.); Preferably previous experience as an Analytics Engineer, Business Intelligence, or Data Analyst roles - Strong working knowledge of SQL (preferably Snowflake) - Knowledge of analytics development tools such as Git, Sigma, DBT, Snowflake, Claude Code and Cursor - Practical and theoretical knowledge of A/B testing is a plus - Strong interpersonal skills and ability to work cross-functionally and influence both technical and non-technical audiences - Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment - Bachelor's or Master's degree in a quantitatively rigorous subject area like statistics, math, finance, economics desired - Enough laziness to find a faster way to do your least favorite tasks - Humility and team player - you go out of your way to help teammates Base Pay Grade - I Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $155,000 USA base pay range (all other U.S. states) per year: $102,000 - $142,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Affirm Bank Compliance team builds and leads a robust, independent compliance program that enables responsible innovation. They safeguard customers, ensure adherence to laws, and provide trusted oversight of products and partnerships—empowering Affirm Bank to grow with integrity, transparency, and strong regulatory confidence. This role will be proximal to the Las Vegas, Nevada area and will require occasional in-person meetings and travel. What You’ll Do We’re looking for a strategic, analytical, and proactive CRA Compliance Lead who brings customer empathy and strong judgment to help Affirm Bank grow responsibly and deliver on its mission. - Serve as Affirm Bank’s CRA Officer, leading strategy, analysis, and regulatory reporting to ensure meaningful community impact and strong exam readiness - Build and maintain relationships with community groups in the Clark County, Nevada assessment area, identifying opportunities that support local development and expand access to financial services - Own the consumer complaints program, driving insights, trend analysis, and improvements that enhance customer outcomes and transparency - Provide clear, solutions-oriented compliance advisory to business partners, enabling responsible product innovation and execution - Lead policy and procedure governance, ensuring frameworks are practical, up-to-date, and aligned with regulatory expectations - Navigate complex regulatory environments with sound decision-making, balancing risk management with business priorities - Collaborate cross-functionally to strengthen compliance culture, share knowledge, and drive continuous improvement What We Look For You are a thoughtful, collaborative, and results-oriented compliance leader who owns your craft, builds trust with others, and raises the bar through curiosity and accountability. - Deep expertise in CRA and consumer compliance, with the ability to translate regulations into clear, actionable guidance - Analytical and strategic thinker who uses data and insights to inform decisions and anticipate risk - Proactive and resourceful operator who takes initiative and drives work forward with accountability - Communicative and collaborative partner who builds alignment across teams and engages effectively with regulators and community stakeholders - Customer-oriented mindset with strong empathy for community needs and a passion for fair and responsible banking - Adaptable and resilient in navigating ambiguity, with a continuous learning mindset - Disciplined and reliable in managing governance processes, reporting, and regulatory commitment Base Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (Nevada) per year: $ 115,000 - $155,000 Please note that visa sponsorship is not available for this position. Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Consumer Growth Experience Engineering (CGX) builds the platforms and end-to-end experiences that power Affirm’s consumer growth across push, email, app, and web. We own the core engagement surfaces and systems that help customers discover value, onboard seamlessly, and take confident next steps by using personalization, segmentation, and experimentation to deliver the right experience at the right moment. Our work sits at the intersection of product, analytics, design, platform, and growth. We focus on building scalable, reliable tooling and consumer experiences that enable rapid go-to-market, improve conversion and activation, and grow long-term customer value. If you’re excited about shaping high-impact consumer journeys, solving ambiguous growth problems, and turning strategy into measurable outcomes at scale, CGX is the team for you. What You'll Do - You will be responsible for owning and delivering quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. - You will support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” and on-call efforts. - You will foster a culture of quality and ownership by setting or improving code review and design standards for your team, and advocating for them beyond your team through writing and tech talks. - You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For - You have experience leading significant mobile initiatives (React Native or native), including defining architecture, coordinating cross-functional launches, and maintaining high reliability in production environments. - You have experience working across the React Native and native boundaries (Swift/Kotlin), debugging platform-specific issues and improving developer tooling, CI/CD, and release processes for mobile apps. - You have experience implementing experimentation, feature flagging, and analytics instrumentation in mobile applications, ensuring safe rollouts and measurable impact. - You have experience shipping web apps using declarative UI frameworks like React or Vue. - You are proficient in working with JavaScript/TypeScript. - You have a total of 4+ years of experience as a software engineer. - You are experienced in designing, developing, and launching backend systems at scale using technologies like Python, Kotlin, AWS, MySQL, and Kubernetes. - You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple, and extensible design, and you write high-quality code that is easily understood and used by others. - You are proficient at making significant changes in a large codebase and have developed a suite of tools and practices that enable you and your team to do so safely. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with a global engineering team. - This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - N Equity Grade - USA 8 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of hire. We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a seasoned Engineering Manager to lead our Resilience Engineering team. This role is critical in ensuring the safety and reliability of our production systems through proactive validation techniques, including production load testing and chaos engineering. You will lead the development of systems and practices that allow engineers to safely test system behavior under stress and failure conditions in production, ensuring issues are discovered and mitigated before they impact real users. What you’ll do Leadership & Strategy - Define and drive the vision for resilience engineering at Affirm, with a focus on production load testing and chaos engineering as first-class engineering practices. - Lead and mentor a team of engineers building platforms and tooling for safe production experimentation. - Partner with infrastructure, product, and security leadership to embed resilience validation into the software development lifecycle. - Establish best practices for safely testing system limits and failure scenarios in production. Systems & Operations - Own the design and evolution of platforms that enable safe, controlled production load testing and fault injection. - Ensure strong safeguards are in place, including isolation boundaries, approval workflows, and automated rollback mechanisms to protect real users. - Build systems that provide end-to-end observability, traceability, and auditability for all resilience experiments. - Drive reliability improvements by systematically identifying weaknesses through load testing and chaos experiments. - Establish monitoring, alerting, and incident response practices tailored to proactive resilience validation. Collaboration & Enablement - Work closely with engineering teams to design and execute production load tests and chaos experiments safely. - Partner with infrastructure teams to build guardrails around tests and experimentations. - Enable teams to adopt resilience practices by providing reusable tooling, frameworks, and standardized workflows. - Identify systemic weaknesses and lead cross-functional efforts to improve reliability and fault tolerance. - Evangelize a culture of “test failure before failure tests you” across the organization. What we look for - Proven experience leading engineering teams in reliability, infrastructure, or distributed systems. - Hands-on experience with production load testing, chaos engineering, or large-scale system validation. - Experience with leveraging a chaos engineering vendor such as Gremlin, Harness, or something similar. - Strong understanding of failure modes in distributed systems, including latency, partial failure, and cascading outages. - Experience building or operating systems with strong safety guarantees (isolation, rate limiting, guardrails, auditability). - Familiarity with cloud-native environments (AWS, Kubernetes) and observability tooling. - Strong programming background (e.g., Python, Kotlin, Java, or similar). - Excellent problem-solving skills and the ability to balance long-term resilience investments with immediate business needs. - Strong communication and leadership skills, with a track record of influencing engineering practices across teams. This posting is for an existing vacancy. Pay Grade - P Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $178,000 - $228,000 LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm strives to be an honest and transparent financial company that is a leader in the Buy Now Pay Later industry. Affirm does this by giving consumers the financial flexibility without any hidden fees or compounding interest. Affirm seeks to provide better financial products to improve the lives of consumers and we are looking for an Operations Associate who will join our team to humbly serve our customers. As part of our Customer Operations team, Operations Associates ensure timely and accurate resolution of complex customer inquiries through omni-channel communication, and partner with cross-functional teams to implement new systems and products. Our ideal candidate is ready to learn and develop their career as a part of a dynamic and collaborative team. What you’ll do - Resolve escalated customer inquiries via predominantly email, with occasional need for phone calls to support customers. - Responsible for maintaining a high level of professionalism and maintaining excellent Quality Assurance scores with clients while working to establish a positive rapport - Utilization of your in-depth product and financial knowledge to communicate, investigate, and resolve customer issues on a larger variety of case types. - Participate and assist in ongoing training to develop new skills and responsibilities - Help identify trends and areas of improvement including agent coaching, quality monitoring and product features - Participate in the incubation phase of new products and features and assist with ad-hoc projects as needed - Responsible for independently managing schedules and emails channels in order to drive higher productivity performance and quality scores. - Proactive willingness to collaborate cross-functionally with other Affirm teams to analyze, assess and resolve complex customer issues - Opportunity to participate in voluntary specialized processes in addition to day to day responsibilities - Initiate document creation, including meeting minutes, N-Pagers, and procedural updates What we look for - Willingness to support operation functions on evenings, weekends and public holidays - Excellent verbal and written communication skills - Capable of delivering high quality work independently and/or virtually while remaining flexible in a fast-growth environment - 1-3 years required experience interacting with customers in an omnichannel environment (phone, email, chat, etc) - Experience within the financial industry is a plus - Sound judgment and proactive problem solving skills - Ability to apply analytical thinking in decision making with keen organizational skills and attention to detail - Team player with an interest in collaborating with and learning from cross-functional partners - Strong follow-through and ability to manage competing priorities - Mac (iOS) and Google Workspace (formerly G Suite) knowledge a plus - Comfortable with working with Key Performance Indicators (KPIs) to assess and drive performance Pay Grade - B Equity Grade - 1 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) CAN base pay range per year: $39,000 - $59,000 CAD Please note that visa sponsorship is not available for this position. This posting is for an existing vacancy. LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.